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Jefferson City : Real Estate Advice

  • All42
  • Local Info4
  • Home Buying10
  • Home Selling2
  • Market Conditions1

Activity 24
Mon Mar 20, 2017
Mary answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Mary
Consumer Care Advocate
0 votes 1 answer Share Flag
Mon Nov 7, 2016
Angelica P answered:
Hi,

Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Mon Dec 7, 2015
karma765@gmail.com answered:
I am sorry people were rude to you when all you did is ask a question. There are some places that don't require a credit check. Mostly apartment complexes, but even some of them do.
0 votes 1 answer Share Flag
Tue Jun 23, 2015
Scott Wilkinson answered:
16 since last week, but who's counting?
0 votes 3 answers Share Flag
Sun Oct 12, 2014
Simon Campbell answered:
If you are looking for a website that offers up to date foreclosure listings, I would like to recommend http://www.bankforeclosuressale.com. It is a leading website database that contains over two million foreclosure homes, including bank foreclosures, government foreclosures like VA homes and HUD homes, distressed properties and commercial properties that are for sale all across the nation. All of the listings have had any outstanding liens eliminated and the title is free and clear. We also update our extensive collection of listings every day. ... more
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Mon Aug 11, 2014
buford.pam answered:
No, only two families have lived at this address since the home was built.
0 votes 1 answer Share Flag
Sat Apr 5, 2014
wrl234 asked:
Wed Jan 1, 2014
Marty Wilson answered:
Very few, but if the price is set correctly than you can be very close or can get asking price but make concessions on the other end such as Points, Closing cost assistance or repairs. Also the thing to remember is the Seller is in control of what they accept, it may just take a little longer. That's why it is important to be at a realistic number, which your Realtor can help you calculate. ... more
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Tue Dec 17, 2013
Keith Jean-Pierre answered:
I would suggest using the agent directory on this website to find an agent that can assist you with this process. Best of luck with the sale.
0 votes 1 answer Share Flag
Mon Sep 16, 2013
Alexandra Weishaar answered:
Depending on your location- you might be able to do a USDA loan. I would love to give you more details and walk you through your home buying process. Please give me a call or email me!


Alexandra Weishaar
Purchase Coordinator Representative
901 Safari Drive Suite 105
Columbia, MO 65202
Office: (855)616-8567
Cell: (573)239-8565
Fax: (573)441-0842
alexw@gnblending.com
www.gnbhomeloans.com
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0 votes 5 answers Share Flag
Thu May 16, 2013
Sandy Prenger answered:
There are Gina! But I would need to know what price range you had in mind. Please email me directly at Denise@SandyPrenger.com
0 votes 2 answers Share Flag
Sun Mar 17, 2013
Shelly Hu answered:
Hi Dawn,

My team and I are in the middle of a blog series tailored to sellers. We hope you'll find some great tips to help you prepare your home to sell. You can click the link below for the first part of the series.

Good luck!
... more
0 votes 3 answers Share Flag
Fri Feb 8, 2013
Audrey Houchins answered:
Great question. The average days on market is currently at 100 days for 2012. It has always remained between 82 and 105 days since 2007. There are homes that sell as soon as they hit the market and then there are homes that are on the market for several years. It all depends on location, pricing, condition and marketing. For instance if your home it priced right, in good condition, in a good area, and your agent does an excellent job marketing your house, you should sell quickly. I would be happy to answer any other questions you have. ... more
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Wed Aug 29, 2012
Dale Paul Vaughan answered:
Yes, all previous answers to your questions are true. Some agents are intimidated by the Lender Addendum's that the Buyer will have to sign. Are you looking for an Agent in Jefferson City that is experience with foreclosures? I can help you with that if you need some advice. I have a Foreclosure currently under contract with Wells Fargo. Any Agent you use will need to be experience with the Foreclosure process. If it's a Fannie Mae or Freddie Mac, offers are made online through Home Path. Other Lender's will accept written offers through the listing agent, but don't be fooled. They will have you sign a lengthy Addendum to the MAR Form contract that is usually 16 to 19 pages long. It can be a nerve racking experience if you don't have a realtor that is experienced and reads the fine print. Let me know if I can be of assistance to you or answer any further questions.
Thanks!
... more
0 votes 4 answers Share Flag
Tue Jun 19, 2012
Tim Moore answered:
No idea what you are looking at since there is no link. You need to speak to a lender to find out if you can get a loan so it doesn't bite you in the butt.
0 votes 1 answer Share Flag
Fri May 25, 2012
Suzanne MacDowell answered:
The new owner should be buying the property 'subject to' your lease. All the terms of your lease stay in effect exactly as written. So, if you are leaving the property in the same condition as you found it, you should get your full security deposit back. If there is damage to the property, beyond nornal wear and tear, then you will be responsible to pay for the damage. Nothing really changes. ... more
0 votes 2 answers Share Flag
Sun Mar 13, 2011
Dale Weir answered:
It depends on a lot of different things, ranging from your individual credit scores to the type of loan that you are getting. USDA and VA loans have no downpayments, but do have fees that have to be met. FHA loans are typically 3.5%. Conventional loans are 20%. That said, there may be monies available through the Missouri Housing Development Corp (MHDC), or other grant programs in the area that you want to buy in that will assist you with downpayment funds, but will put a second lien on the home. Sit down with a LOCAL mortgage lender who you can talk with face to face about the options that you qualify for. Find a LOCAL Realtor (I can refer you to someone if you like) who can help you find a good lender if you don't have one (different lenders do different programs, so you may need help finding one who will do all the programs that you are eligible for or finding different ones, each with their own specialty. hope this helps. let me know if you need any further assistance ... more
0 votes 3 answers Share Flag
Thu Jan 6, 2011
Mike answered:
I created a spreadsheet that calculates what my monthly payment should be based on interest rate, taxes, insurance, and even calculates PMI (upfront and monthly). If my payment isn9;t close to my calculations within reason, I will definitely be asking some questions. I am scheduled to close next week. ... more
0 votes 6 answers Share Flag
Mon Nov 29, 2010
Dale Paul Vaughan answered:
Our local board office can give you those details.
0 votes 8 answers Share Flag
Wed Oct 27, 2010
Dean answered:
Lets deal with some myths.

Myth 1: Its harder to appraise in today's market, the world of appraising has changed drastically in the last few years.

Answer: I've been appraising twelve years, its no harder to appraise today than it was in 1998. The methodology and principals are the same, the market is a little different. The HVCC has not made it any harder for appraisers to work. The HVCC is a lender directive and not an appraisal one. In fact, now that we don't have mortgage brokers trying to influence our values by threatening us with future work if we don't hit the number, its much easier.

Myth 2: Appraisals are opinions, no two are the same.

Yes, an appraisal is an opinion, but it is an opinion based on fact, hard facts. While two appraisals on the same property may differ in the final number, they should be in the same ball park.

Myth 3: Appraised values do not take into consideration Absorption Rates.
Answer. Er, yes they do. Have you seen the 1004MC form on most appraisal reports? Even before that form was required, absorption rates have ALWAYS been part of the appraisal analysis. Do you know that an appraisal has to include the Exposure time also? Don't let anyone fool you into thinking that appraisers only deal with historical data, have you read about the principal of substitution?

Myth 4: Appraisers think that all Sales agent are dumb sleazy cheese balls, and Sales Agents think that appraisers pull their numbers out of thin air, and purposely come in low to scupper their deals.

Answer. While its true that some appraisers think Sales Agents are dumb sleazy cheese balls, not all do. It is also true than some agents think appraisers are out to scupper their deals, not all are.
The truth is, there are a LOT of uneducated, unknowing people out there who should not be selling houses. However, in the same breath, there are a LOT of appraisers out there who don't deserve the license they have. All agents and appraisers are not the same. The need for educated, knowledgeable and professional Agents and appraisers is at an all time high. A fancy suit and a fancy car does not make you a good agent or appraiser. The criteria to become an appraiser has been increased, this is good for the business. To be an appraiser in TN, you have to have at least an associated degree, at least two years apprenticeship, 2500 hours of appraisal hours, pass a State Exam, and then pass an interview with a State Commissioner. I got my sales agent license through a mail correspondence course and a final exam. This HAS to be increased and made more difficult in the state of Tennessee. I am a Certified Appraiser, a Licensed Sales Agent, and a member of the National Association of Realtors.

There is so much false information on this site from so called Agents and Appraisers. You really should think long and hard before you make a post here. Its on record. It would benefit the entire world of Real Estate if Sales Agents and Appraisers were crossed trained so that the were proficient in both areas. A great sales agent doesn't neccesarilly know squat about appraising, and vice versa.
... more
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