The bond money is available in many counties across Florida, even here in Duval County. It is as explained, a 2nd mortgage which can cover downpayment and closing costs. There is a $7,500 plan and a $15,000 down payment plan. The loan is forgivable if you remain in the home for at least 5 years. After 5 years you can refinance or sell your home and not have to repay any of the 2nd mortgage. You must have a credit score of at least 640 and your household income cannot exceed approximately $74,000.00 and you can attend a homeownership class online.
I will get you connected with a local lender to see if you qualified and then we can start shopping for your home.
Call me today at 904-635-1972.