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Home Buying in Jacksonville : Real Estate Advice

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  • Home Buying567
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Activity 812
Fri Feb 5, 2016
answered:
Hi Marissa,

Buying a home is usually the largest purchase an individual makes in their lifetime.

There are several programs that FTHB's can take advantage of. 100% financing, or 3% down without closing costs are a couple of options.

Please let me know if you would like to discuss your options at any length.

Paul Cushman
Vice President
Mortgage Loan Originator
Regions Mortgage
904-998-4987 Office
904-982-6910 Cell
904-564-8560 Fax
www.regionsmortgage.com/paulcushman
NMLS 512713
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Mon Feb 1, 2016
Wefindsolutions asked:
I can be reached at (904) 844-1007 or wefindsolutions@gmail.com. I look forward to hearing back and working with some of you!!
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Thu Jan 14, 2016
answered:
yes. FHA is going to be your best bet rate wise. Not all lenders offer FHA financing to that low of a credit score, but there are a handful out there who can go as low as 580 with 3.5% down.

Of course it would depend on your other qualifications such as income, debts, and assets. But a 602 will not automatically rule you out.

Feel free to shoot me a message if you'd like to chat
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Tue Jan 5, 2016
Gregory Wilson answered:
https://www.homepartners.com/results?market_id=20&price_max=500000
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Mon Dec 21, 2015
Christine Wier answered:
Have you found assistance with finding a new home in the Chets Creek School district?
It would be my pleasure to work with you! I work quite a bit in that area.
Please contact me with any further questions.

Christine
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Thu Dec 17, 2015
Amelia Robinette answered:
that's what an average is - higher and lower priced homes to calculate an average.

if you want a detailed analysis by neighborhood, contact a local realtor, they should be able to narrow it down for you. ... more
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Tue Dec 15, 2015
Tina Fellows answered:
Hi Roque,

I would suggest finding a qualified real estate agent in your area to get you the information you need. If you need help finding an agent in your area, please feel free to reach out to me. My e-mail address is: tina.peters@cbnorcal (dot) com

Best Wishes!
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Tue Dec 1, 2015
Cindy Ellison answered:
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Tue Nov 3, 2015
89jackmoore answered:
This is a really good question. I know a lot of people will make a decision based on first impression, so replacing the flooring, even with something that wouldn't be the buyer's first choice, will get more people interested. I would probably suggest replacing it before you sell. And if you do, as good as hardwood looks, I would go with laminate because of the humidity in Florida.
http://www.directlinetimbers.com.au/flooring/
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Fri Oct 23, 2015
Jacquie Yekmalian answered:
New Construction in Florida must follow guidelines given by City/State for hurricane codes.
The city/county will sign off on different stages of construction to make sure builder is being compliant.
This is why homes today cost so much more then the past. It costs more to build for todays codes.

Good Luck

Jacquie Yekmalian
Lic. Real Estate Broker
Blue to Green Realty
www.isellflahomes.com
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Thu Oct 22, 2015
Mark Beamenderfer answered:
HOA is $152.50/mo. and CDD fee is $1240/yr. If you need help with buying a home here in Jax/St. Johns county, please give me a call. Mark w/ Reel Keeper Realty. Mark@ReelKeeper.com, 904-982-9478. ... more
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Thu Oct 22, 2015
Mark Beamenderfer answered:
Me, me, me and me. Call/email me whenever. Mark w/ Reel Keeper Realty. (904) 982-9478, Mark@ReelKeeper.com
0 votes 2 answers Share Flag
Fri Sep 25, 2015
Diane Christner answered:
If you want your complaint heard by Trulia, contact their customer service department. Trulia generally does not monitor this forum and therefore won't see your comments.
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Thu Sep 24, 2015
Jacquie Yekmalian answered:
If you will be financing your purchase your first step would be to get an approval letter from your lender of choice. Once you have obtained this search online for a local Realtor in the area you are looking.

Good Luck

Like my answer please give me a thumbs up =)
Jacquie Yekmalian
Blue to Green Realty, from the sea to the 18th tee
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Wed Sep 16, 2015
Jen Moore answered:
This guide saved me! Super easy to get through and makes for easy reviewing:

flrealestatenotes.com
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Tue Sep 15, 2015
Christian Velez answered:
Good afternoon, Michael.

Were you able to get in touch with a lender that could assist you in financing your purchase?
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Tue Sep 15, 2015
Christian Velez answered:
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Sat Sep 5, 2015
Diane Christner answered:
Rent to own, called lease options, rarely work out to the benefit of the renter. That is because in most cases the renter does not get financing and purchase the property at the end of the contract timeline, thereby losing all of the option money put down up front and options monies paid each month in addition to the actual rent.

If your friend does decide to attempt to do a lease option, be very careful and have a lawyer review the terms of the contract with your friend. You'll also want the lawyer to do a lien search on the property. That's because sellers offering lease to own options may actually be in foreclosure on the property and your friend could loose all of his/her option money in the deal when the bank takes the home back.

Do your homework before signing any contracts for lease option purchase of a home.
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Mon Aug 31, 2015
Five Stars Mortgage answered:
The Jumbo markets have loosen up some in the last year. We can go up to 95% financing ( 850K loan amounts) You can read all the down payment requirements at the provided link below. Call us if with any questions.

Current Jumbo mortgage loan-to-value limits and credit standards for 2015.

Up to 95% LTV to $850,000 with 700+ credit score
Up to 90% LTV to $1,500,000 with 720+ credit score
Up to 85% LTV to $2,000,000 with 740+ credit score

Five Stars Mortgage
Florida Home Loans, 7 days week - 9am-8pm
Ph: 800-871-2636
www.FiveStarsMortgage.com
... more
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Sat Aug 29, 2015
Chefgary050 asked:
seeking fire station in Dallas/ Ft. Worth Tx. area
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