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Jacksonville : Real Estate Advice

  • All1K
  • Local Info164
  • Home Buying570
  • Home Selling81
  • Market Conditions32

Activity 1,918
Fri Feb 3, 2017
Marsha2u2 asked:
However I was only given 2 weeks to move . The original sale was postponed but was sold a week ago.Wells Fargo is owner can I ask for cfk? and How?
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Sun Jan 29, 2017
Wanda.griffiths asked:
I am the owner of 2827 Ribault Scenic Dr., Jacksonville, FL. My home was on MLS for only about 3 months in 2016, then removed, and recently placed back on MLS. There are some errors and…
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Wed Jan 25, 2017
Janell Fields asked:
Switched jobs and most of the properties I want are over 100k and most realtors seem to have a problem because I'm want to lowball offers . Can anyone help me?
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Wed Jan 25, 2017
Jonathan Klurfeld, Esq. answered:
You can try but banks are taking closer to market value these days. A house in decent/good condition typically under 15% (there are exceptions in worse shape etc. obviously) under market value are denied without looking hard at it. ... more
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Wed Jan 25, 2017
Janell Fields answered:
You can try the naca program which doesn't allow for closing cost or down payments?
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Sun Jan 15, 2017
Scott Godzyk answered:
If it was attached, it goes with the house in most cases. If it is a rolled up throw type rug, it is personal property and does not transfer with the home. If you bought it AS IS from a bank, after closing what stays is there, before closing it is not yours yet unless in the contract. If there is other personal stuff left that belongs to the seller or an occupant who as not foreclosed on, you need to assess the value and document as you may have to store if for a period of time before getting rid of it, check your states laws. ... more
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Sun Jan 8, 2017
Lisa Turner answered:

No Seasoning after a short sale or foreclosure.

Up to 80% Loan to Value.

Credit Scores Start at 500

Loans up to 1 Million.


One Day Out of Foreclosure, Short Sale or Bankruptcy

Credit Scores Starting at 500

Florida Owner Occupied, 2nd Home or Investment Properties

30 Year Fixed Mortgage with NO Prepayment Penalty

Loans up to $750,000.00

Max Debt to Income is 50%

Max Loan to Value is 80%

Rates Start at 7.5%

Gift Funds are Allowed up to 6% On a Primary Residence

Property Types Allowed - Single Family Home, Townhome & Condo

24 Months Bank Statements Allowed For Self Employed Borrowers

Foreign Nationals Allowed

Most borrowers understand that your credit score takes hit after foreclosure or bankruptcy and they expect to pay slightly higher interest rates for a bad credit mortgage. Smart bad credit homebuyers see the value in buying VS renting and want to buy immediately after a foreclosure or bankruptcy. Then after 2-3 years of timely payment history you can get out of the refinance out of the bad credit Florida mortgage into and FHA mortgage a the best rates available.
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Tue Dec 20, 2016
Jozef S asked:
Possibly moving to Jacksonville Florida to live, after if i move again would like to rent the place out...
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Wed Dec 14, 2016
Tdtuckttucker Tdtuckttucker asked:
It appears my account has been converted to "professional" or something. I cannot create filters and saved searches. My favorite homes and boards I created are nowhere to be found.
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Wed Dec 14, 2016
Tonycharlesmiller5 answered:
Caliber Home Loans. Can anyone recommend an ITIN lender in Northern Virginia?
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Sat Dec 10, 2016
Shelen51 answered:
how do I find who holds the deed to the house I want to purches
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Thu Dec 8, 2016
Sanpablo asked:
I am a leasing agent at San Pablo Apartments and am wondering how to update the pricing on this listing.
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Thu Dec 1, 2016
Karen Peyton answered:
As a customer I don't think there's anything you can do except pressure your loan officer who should take (and should have taken,) the matter to their supervisor or manager.

Of course you can simply find a new lender - maybe one with "follow through."

Good luck!
... more
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