We offer Fannie Mae MyCommunity Mortgage in New Jersey. Community Choice is a program under the MyCommunity Mortgage program. Usually Community Choice isn't needed, but we can review that to see if there'd be any benefits in using it.
Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans | 949-273-4161 direct... more
You should be fine for almost any lender out there. You'll need 1-2 pay stubs after you start your new job. If you were switching from a salaried position to a self employed position, that'd be a different story.
Will you have 25% or more ownership interest in the company? If not you'll be good to go, assuming your debt-to-income ratio and credit are sufficient (sounds like none of this will be an issue based on your post).... more
Most likely your offer wasn't accepted due to the terms of your offer. As you are well aware, the inventory in Jackson is very low. As such, you need to be very aggressive with your initial offer to show the seller that you are a serious buyer. The sellers are of course going to take the offer that is stronger. Your agent should be able to tell you the reason your offers are being rejected.... more
I would be glad to help you out with your USDA financing. I have been originating loans since 1997 and my company closes USDA loans on a daily basis. There are two informative links below. The first is a 30 minute online workshop to help educate yourself on the loan. The second is a website to see which locations are eligible for usda financing, and what income limits are allowed in the area you are looking to purchase a home in.
Of course, you can always give me a call and I would be glad to help you with a usda loan (which allows no money down!!) Best of luck to you!!
Joseph S. Cordova NMLS# 146855
Evesham Mortgage, LLC
22 South Maple Avenue
Marlton, NJ 08053
office: (856) 985-9944 ext. 103
direct fax: (206) 333-0946
cell: (856) 304-2381
Francesca, imitation is the sincerest form of flattery, anyway, I have a question for you. How does a short sale effect the credit for 2 years and a foreclosure effects it for 7 years, how do they effect the credit differently?... more