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Iselin : Real Estate Advice

  • All49
  • Local Info3
  • Home Buying14
  • Home Selling5
  • Market Conditions0

Activity 40
Sat Apr 22, 2017
Hydro521 asked:
Mon Mar 13, 2017
Hari asked:
Lease period is for 12 months and we stayed for 4 months, if need to break the lease, what would be final price for move out?
0 votes 0 Answers Share Flag
Thu May 19, 2016
MCM_STL answered:
Assuming you had a financing contingency, you have three options:

1) Try to negotiate with the seller to bring your purchase price down to the apprasial price.

2) If you're willing and able, you can cough up the extra cash to make up the shortage.

3) Use the financing contingency to get out of the purchase agreement.
... more
0 votes 1 answer Share Flag
Wed Mar 11, 2015
Wonderwoman answered:
Try bristol apartments which is very walkable from metropark station and it is a good apartment building I have lived there for 3 years.
0 votes 1 answer Share Flag
Thu Jan 22, 2015
atul answered:
I live in iselin from 3 years. very good services of wood bridge township department. also I dont seen any crimes. many cultured programme on oak-tree road, good restaurants, theater, good schools also ymca and other famous stores, easy to find jobs as well as highways. ... more
0 votes 5 answers Share Flag
Sun Jan 11, 2015
Nicole Bal answered:
How long is short term? I may be able to help you. I am renting out my two bedroom condo in Helmetta.
0 votes 1 answer Share Flag
Sun Oct 12, 2014
Khyati Shah answered:
Wed Feb 19, 2014
Vishal Maher Cell 732-277-9321 answered:
Chirag,

As a loan officer, I can say that you can go on W-2 again however, the bank will consider the average income of the last two (2) years to qualify you.
Should you have any questions, please feel free to contact me anytime. ... more
0 votes 3 answers Share Flag
Wed Feb 19, 2014
Vishal Maher Cell 732-277-9321 answered:
Hello Dheeraj,

There are presently 3 listings in Woodbridge Commons Way and they all are available in March, 2014.
Please let me know If interested.

Vishal.
0 votes 1 answer Share Flag
Sat Aug 24, 2013
onke mabuso answered:
What is the best option if i want to buy a vehicle for R170 000 and if i have two options to pay off the loan. One option if i pay off the loan between 24 and 48 months, paying an interest rate between 7 and 9% per annum compounded monthly ... more
0 votes 6 answers Share Flag
Sat May 25, 2013
Andrew Tisellano answered:
Wed May 22, 2013
Trevor Curran answered:
Good morning Artistmichaelbond,

Rent To Own is a better deal for the Seller than it would ever be for a potential Buyer.

The basic concept is finding a way to "force" savings towards a down payment by including a portion of the monthly rental that goes towards that savings. You pay your rent every month and your Landlord deducts a pre-determined amount to hold in a special bank account, called an "escrow" account. Your Landlord holds that money until you have saved up enough---through this "forced-savings" method---to meet a down payment to purchase the home.

The terms of the purchase price, including the down payment amount, and the amount to be set aside from the rental for down payment, are all set down at the time of lease signing.

It's all about helping the renter/tenant save up enough money for a down payment to buy a home (in this case, the one you're renting). But this is a better deal for the Seller because he gets to lock in a purchase price and a buyer today for a future sale.

Saving money for a down payment? Well, heck, you can do that on your own.

If you are dedicated to the idea of buying your own home, you can create your own savings plan to save up enough money for a down payment. And when you have saved up enough for a down payment, if that takes a year or two or more, YOU get to decide on the price you're willing to pay for the house at that time based on current market conditions. You won't be locked in to a price that may be a lot higher than what the house is worth in the future.

With Rent To Own you'll be locked in both to the house and to the price, even if it takes you 3 years to save enough through the forced savings of the rent payments. What happens if three years from now your life situation has changed? Maybe you need a bigger/smaller home. Maybe your employment has relocated. Maybe your credit or income is insufficient to qualify for a mortgage loan.

Find a way to save up on your own; not with Rent To Own.

Sit down with a local Mortgage Banker and get yourself prequalified, too. You may find you're better qualified than you think you are, and, if you're not, at least you'll know how much loan your income and credit qualify you for, and how much you have to save towards down payment and closing costs.

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
2 votes 4 answers Share Flag
Tue May 21, 2013
dk_nguyen_1 answered:
Thank you for your advice and the link to local association of Realtors. Cheers.
0 votes 13 answers Share Flag
Tue May 14, 2013
Ronald Sheedy answered:
Michael,

I service the Middlesex County area and there are plenty of properties available that were built in the mid-1900's. If you want to give me a call at your convenience I would be happy to discuss the current listings with you.

Ron Sheedy
(732) 239-7452
... more
0 votes 3 answers Share Flag
Tue May 14, 2013
Armin Lusinyants answered:
Yes, let's hope so...but I think the real issue is that many other buyers are getting an "advice" here as well.... Cheers!
1 vote 15 answers Share Flag
Tue May 14, 2013
My NC Homes Team answered:
No, this would be an assumable mortgage and with extremely rare exceptions these don't exist and if you did find an assumable mortgage the lender still has to vet and approve you.
0 votes 4 answers Share Flag
Fri May 10, 2013
Vishal Maher Cell 732-277-9321 answered:
Hi Nirupama,

Were you able to advertise your parent's house ? If you wish, we can offer a free market analysis for your parent's house over the phone.
Let me know your thoughts. I can be reached at 732-277-9321.

Thanks,
Vishal.
... more
0 votes 7 answers Share Flag
Thu May 9, 2013
Vishal Maher Cell 732-277-9321 answered:
Hi,

For more inforamtion about schools visit www.greatschools.org.

Vishal.
0 votes 2 answers Share Flag
Mon May 6, 2013
Vishal Maher Cell 732-277-9321 answered:
Hi,

Some information may be correct. Some may require updates. You should check with your Agent on the most updated information.

Vishal.
0 votes 8 answers Share Flag
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