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Irvington : Real Estate Advice

  • All64
  • Local Info8
  • Home Buying18
  • Home Selling2
  • Market Conditions1

Activity 55
Fri Sep 15, 2017
Claudyjlouis answered:
Irvington is a dirty ghetto just like Newark, East Orange, and Paterson that's why it's so cheap to live there. You get what you pay for. If you want a nicer suburban area Union, Maplewood, South Orange & West Orange is much cleaner, quieter. ... more
0 votes 8 answers Share Flag
Fri Aug 25, 2017
Kathy Burgreen answered:
The bigger question is why wasn't this security deposit in an interest bearing escrow account for 19 years?
0 votes 1 answer Share Flag
Sat Jul 22, 2017
Ndamik2017 asked:
Fri Jul 29, 2016
Rahzhak Mizhauni answered:
Thinking:

How much did the Seller pay for it?
How much did you (Buyer) pay for it?
How much was it assessed for during the time you paid for it vs current assessment ?
What was the market value then and what is the Market value today?
How much do you owe (outstanding amount borrowed)on your mortgage?
What is your credit rate?

By answering the above questions will make you a better buyer.

Special note: Know the purchase history of the home, before you purchase it.
It is public information. And compare the Market value(s).

You will be lucky to get a credit line of $ needed.

Example:
Home's current appraised value?
Questionable % of appraised value x that %
Amount you owe on mortgage?
Questionable % of home's value minus amount owed

Quick answer:
Borrowing 100% of your equity ? Will not happen.
... more
0 votes 2 answers Share Flag
Fri Jul 29, 2016
Rahzhak Mizhauni answered:
Out of pocket costs:
Home Inspection, EMD
Appraisal
Amounts due at closing /remainder of the down payment, closing costs, and pre-paid items....

Ask your mortgage lender, agent, or attorney. READ, READ, AND ASK Questions...

Every purchase situation is different. "That is the run down". Good luck.
... more
0 votes 1 answer Share Flag
Fri Jul 29, 2016
Rahzhak Mizhauni answered:
You will have to spend some quality time in Irvington, NJ neighborhoods.

Contact the Mayor or his staff (elected officials) for answers, and make one or more of his public meetings and ask his voters (constituents) that question.

Quick answer: visit fhagovernmentloans.org or make a few visits to your local banks (lenders, brokers) and inquire about their owned listed properties in Irvington, NJ and flag safe locations.

Good luck. Irvington, NJ is not what it use to be.
... more
0 votes 1 answer Share Flag
Sat Apr 16, 2016
Reginacoleman77 asked:
Thu Feb 26, 2015
pdickens answered:
what is the interest for a principle of 1200 and the rate was 0.013% for an entire year
0 votes 5 answers Share Flag
Tue Dec 9, 2014
Erik Ramos answered:
Hi,

I am a Licensed Realtor In Nj and can assist you with 2 Family Properties In Irvington. I actually even just put one on the market right now. Listed below is my contact information and I would not mind answering all your questions.


Sincerely
Erik Ramos


Legacy Realty Group
"Let Us Build Your Legacy"
#732 407 5809
... more
0 votes 1 answer Share Flag
Thu Sep 25, 2014
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local authorities with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
http://www.neighborhoodscout.com/
https://www.crimereports.com/
http://www.homefair.com/
... more
1 vote 1 answer Share Flag
Thu Sep 25, 2014
Haral Antoine answered:
Hello. I get asked this question a lot regarding particular neighborhoods. You should check out the crime statistics with the local police department.
0 votes 5 answers Share Flag
Tue Sep 23, 2014
Heartofjackie answered:
Hello folks. I am writing from Canada so I am not sure if the sq. ft. price is calculated the same there. We have been in the residential custom home market for 28 years. When the sq. ft. price first became very popular was in the days of building what we fondly referred to as a "BC Box" A basic rectangle with either two or three bedrooms ups, one bathroom up and family room and secondary bedrooms and bathroom down. A split entry. Very basic. The consumer didn't have the huge variety of choices for finish etc. that we do now so really it was pretty realistic. Now... not so much. Home come in many shapes, size, variables in roof design affecting trusses, more stringent building code, and the list goes on. Personally in our company we dislike the use of the sq. ft. price, here is why. Each builder will consider in his or her sq. ft. price what they feel should be included, there is no industry standard. For some (like ourselves) include the driveways, sidewalks, excavation, bascially everything to get you from excavation to turn key into a newly built clean home. The definition for the homeowner is not always the same as the builder you speak to. It is VERY important when questioning someone regarding a sq. ft. price to find out what is included within that price. Clarity and transparency is huge when having someone build you a home. Make sure that you are not only using a sq. ft. price to choose a builder, be sure to use your senses when interviewing builders. Gut feeling as to how you feel you could work with this individual is a greater guide than the sq. ft. price is. If you feel the builder is being open and honest with you and will talk through the process with you, then you know your new Home will be handled the same way. You will be financially and emotionally "married" to that company for 5 months or so while you build, so be sure there is trust and a sense of assurance that you and your money are in good hands. ... more
0 votes 5 answers Share Flag
Wed Aug 20, 2014
Aubrey Baichu asked:
This question was asked from http://www.trulia.com/rental-community/9000049582/Lynn-York-Apartments-68-86-Myrtle-Ave-Irvington-NJ-07111/
0 votes 0 Answers Share Flag
Thu Mar 13, 2014
answered:
You need a minimum of a 620.


A Personal Introduction:

I am a branch manager for GSF Mortgage Corp and have 15 year’s experience in the business. I am licensed in New Jersey, Virginia and Florida. I operate out of Cape Coral, Florida. I am also a top-rated Zillow.com and Trulia.com lender. It was built by being 100% honest with clients while focusing on fast responses to emails and phone calls

GSF has received numerous awards and is rated A+ by the Better Business Bureau. We are also a Direct Lender and Seller/Servicer for Fannie Mae, Freddie Mac and Ginnie Mae. We lend our own money and everything stays in house. With our many underwriters, we can easily close your purchase or refi in about 2 weeks.

Please call or email me anytime.

Sincerely,


Ray R. Stevens
GSF Mortgage Corporation
Branch Manager
Branch NMLS #1122003

NMLS #177825
Office: 239-471-7971
RStevens@GoGSF.com
... more
0 votes 2 answers Share Flag
Tue Jan 21, 2014
Christopher Pagli answered:
The first step would be to get pre approved for a mortgage so you know what a bank is willing to lend you. The next step would be to seek an agent referral from someone you trust, such as a family member, friend, colleague, etc. They will meet with you and go over the entire process and guide you through to closing. It's really that simple. Good luck!


Christopher PAgli
Accredited Buyer Representative
Real Estate Associate Broker
William Raveis Legends Realty Group
914.406.9023
... more
0 votes 6 answers Share Flag
Mon Jan 6, 2014
Unspecified answered:
Who owns 810 orchard place Irvington nj
0 votes 4 answers Share Flag
Sat Jan 4, 2014
paaak11 asked:
Sun Dec 22, 2013
Rahzhak Mizhauni answered:
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