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Moving in Irvine : Real Estate Advice

  • All413
  • Local Info26
  • Home Buying188
  • Home Selling14
  • Market Conditions12

Activity 4
Fri Aug 7, 2015
Sheryl Arndt answered:
Hello Kathy, if you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

The rentals in Irvine start from $1,900 for 2bd 2ba condo and up. The purchase in Irvine start from 339k for 2bd 1.5ba condo which is as low as $1,700 down payment with a minimum 640 fico score @339k.

These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
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0 votes 3 answers Share Flag
Tue May 7, 2013
Rekha Shah answered:
You definitely get the best value for your $ for sq. ft. Because of safe city to raise family as well as the best education for the children from preschool to collage level
0 votes 12 answers Share Flag
Wed Jul 18, 2012
Marsha Morris answered:
Hello Mdelprince,

I don't think you can go wrong living at the Villa Siena or any of the places near The Irvine Spectrum. It's a great place to live and conveniently located near many shops and restaurants. Another place you might look at are the mid-rise condos along Jamboree (like The Watermarke). They come with great amenities and appears to be a convenient place to live as well. Let me know if you need any rental listings. Good Luck with your new business!

Marsha Morris
realtor242@aol.com

Realty Benefit
#01243218
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0 votes 8 answers Share Flag
Wed Mar 18, 2009
Jane Grant answered:
Rose: Try these sites as well. www.city-data.com and for rental rates go to www.rentometer.com
0 votes 17 answers Share Flag
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