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Ione : Real Estate Advice

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  • Home Buying9
  • Home Selling0
  • Market Conditions1

Activity 16
Thu Oct 27, 2016
Lnelsen44 asked:
Wed Apr 27, 2016
Valli Lopez answered:
it's not easy getting financing to build a house. I have 205 lenders and unless it already has a building on it, construction loans are hard to come by, at least for now. If it already has a unit on it, I could do a renovation loan and help with the lot purchase. If not, I suggest a hard money loan. I have 3 referrals for you if that's the case....


Valli Lopez
NMLS 980530
619-916-9595
valli@vallilopez.com
... more
0 votes 2 answers Share Flag
Fri Aug 21, 2015
Smoothgait asked:
Wed Jul 24, 2013
Phillip Sanders asked:
Sat Dec 29, 2012
John Arendsen answered:
I see why you've asked about the space rent as this is a Manufactured Home Community.
Castle Park
Mobile Home Make : Developer
Association Rules : PetsPermitted
Mobile Home Model : 703
Mobile Home Type : Triple

This can be confusing. You really should start with the park manager. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rental park. But you should also make sure you have the home inspected by an experiened manufactured home inspector and not just any home inspector.

Make sure the home is level and that the pier and pad assemblies are in good shape. Also make sure the vapor barrier and insulation are in tact and not ripped or lying on the ground. Also make sure the home has an approved set of Earthquake Resistant Bracing under it as that area is in a Zone 4 seismic area.

Feel free to contact us should have any more questions: onthelevel@cox.net 760 815-6877. Or log onto any of our very user friendly websites:
http://www.mh-processing.com
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1 vote 3 answers Share Flag
Thu Dec 6, 2012
Kari Bryant asked:
Thu Nov 8, 2012
Pam answered:
One thing to keep in mind is that while you are paying a park rent fee plus your loan pmt. that combined total would likely not be any more than what you would pay on the outside.
For example: If your loan was say 100,000. Pmt. at 5% (and that's high) for 15 yrs. is 790.00. If your loan was for longer - pmt. is less.
Add park rent of say 600.00 to that and your looking at 1400.00 a month. There is are no sewer, garbage or water fees. Also no property tax. You have free lake access and launching, free recreational vehicle parking, 10% store discounts, gardener, free use of basket ball and tennis courts as well as free use of Club house.

On the outside you would be looking at your loan payment, plus property tax, plus garbage, sewer and water costs.
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0 votes 2 answers Share Flag
Thu Nov 8, 2012
Artur Urbanski answered:
A combination of things, but experience (just doing it) - is the most important. Of course, having initial, theoretical knowledge is important. Doing it is not that difficult if you simply learn to expect unexpected and double check and triple check things even if lenders do assure you that there is no problem. Also, study blogs - there is plenty of good information there. Here is a useful link: http://activerain.com/blogsview/190718/Credit-consequences-of-the And of course - have patience. Good luck. ... more
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Wed Aug 24, 2011
Don Tepper answered:
Ron raises a lot of good questions.

My first reaction, though, is that if it's a 1975 model, it'd have to be in very good shape--and large (3 bed/2 bath)--to be worth anywhere near $10,000.

Drive through the park and see what other homes are selling for.

Hope that helps.
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Mon Aug 15, 2011
John Arendsen answered:
If you decide to make San Diego your home I have some lease options properties I would love to show you at some of the most beautiful North San Diego County beaches in the world.
0 votes 3 answers Share Flag
Fri Nov 5, 2010
Anna M Brocco answered:
To find an owner you can check the local public records department, ask a neighbor(s) or any local agent can help you.
0 votes 4 answers Share Flag
Mon Jan 25, 2010
Corey Grushin answered:
There are not for profit conseling agencies that can possibly help with the loan modification such as Money Management international or Consumer credit Counseling Services
0 votes 5 answers Share Flag
Thu May 28, 2009
Chris Mabry SRS,e-PRO answered:
Sandra,
It sounds like you need to speak to your mortgage company regarding the future problem. Try to head it off now before it turns into a really big problem. If you can continue making your sceduled monthly payments, chances are that the lender will want them. Some payment is better than no payment. Hopefully they can work something out with you. To answer your question, if you just stop paying them, they will foreclose on you and I'm sure you don't want that. Communicate with them now before it's too late. Good luck! ... more
0 votes 1 answer Share Flag
Fri May 15, 2009
Dana Schuster answered:
You need to take a continuing ed course in order to get yourself certified and then you will be in a more comfortable position to handle an actual short sale. Also read everything you can get hold of.There's some good material here on Trulia. ... more
0 votes 1 answer Share Flag
Wed May 21, 2008
Jim answered:
yes. where are you and are you having an open house?
0 votes 4 answers Share Flag
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