We lend under 100k but it depends on your credit situation and how low you are looking to go. If your credit is decent enough, we could probably keep it in house. The reason lenders have such difficulties is because of the what's otherwise pretty standard fees. The government stepped in and placed limits on the fees that can be charged. What they don't realize is they didn't leave room or take in to account that not EVERYONE buys a 300k home. On the low loan amounts we get put in to what's referred to as section 32 or a "high cost loan". That's when you find lenders backing away and are unable to proceed. I'd be happy to look at numbers for you if you haven't been able to reach or speak with anyone. Best, Kim Lawson Ohio Licensed Mortgage Loan Originator, Licensing and contact information is located on my profile.