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Home Buying in Indiana : Real Estate Advice

  • All175
  • Local Info8
  • Home Buying103
  • Home Selling15
  • Market Conditions0

Activity 2,234
Tazz El-Amin, Home Buyer in Milwaukee, WI
Thu Jan 12, 2017
Tazz El-Amin answered:
I just recently purchased my first home, last year in March. I went through a First Time Home buyer's program at a local library where I live. It was 3 classes that lasted 2 hours each. I submitted my credit report, met with lenders and other people you'd need during the process. Upon completion of the classes, I met with a housing counselor who started my file, helped me to start a budget, told me to continue paying my bills on time and not to start any new lines of credit. My score was in the mid 5s, so she suggested doing the above mentioned for 2 years to bring up my score. Once my score was up to 640, I started the process to homeownership. It's been almost a year since I purchased my home, a duplex so it's extra income and my score isn't very high. Hope this helps, good luck to you???????? ... more
0 votes 30 answers Share Flag
Maricris A, Other/Just Looking in Seattle, WA
Wed Jan 11, 2017
Maricris A answered:
Hello,

I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a request regarding the removal of the erroneous foreclosure information for your home on Zillow.

Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Angelica P, Home Buyer in Seattle, WA
Wed Jan 4, 2017
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Dawn Nye, Other/Just Looking in Graham, WA
Sat Dec 31, 2016
Dawn Nye answered:
I posted a comment earlier, and I want to add this note. Anyone who is willing, should file a complaint.
US Department Of Veterans affairs
https://iris.custhelp.com/app/answers/detail/a_id/1860/~/how-to-file-a-complaint-against-a-va-approved-appraiser%3F
Concerned Home Owner
... more
0 votes 14 answers Share Flag
Adrianbrown0…, Home Buyer in New York, NY
Wed Dec 28, 2016
Adrianbrown0360 answered:
Lol, the bank has defualt insurance that protects there loans on houses with less than 70 percent of equity. Along side with some other loan backer. The ploicy cost comes out of the note. In order to file they have to call the note due. Which is how you end up court. They cant file on property they dont own. So they clear the owners from the title. Sell the asset and the insurance covers the balance. Unless you want to. They loss nothing; but the more bad notes the higher risk the banks are so unless the banks lawyer doesnt show up. Best just to let them bid as much as they want to on there on stuff. ... more
0 votes 18 answers Share Flag
Tom McCollis…, Real Estate Pro in Indianapolis, IN
Mon Dec 26, 2016
Tom McCollister answered:
Surprised the lenders weren't able to answer for you. I don't believe it would be a 203K loan, since you're purchasing the home for cash. It would be a form of refinance, or home equity line of credit, something along those lines. You might be better off financing the purchase of the home and using the cash for the repairs, that may be the simpler road to take. ... more
0 votes 1 answer Share Flag
Tom McCollis…, Real Estate Pro in Indianapolis, IN
Mon Dec 26, 2016
Tom McCollister answered:
With mold, foundation, and other safety issues, I would think the seller should release the earnest money back to you. Contact your agent, and discuss with them, to find out what you need to do to be released from the contract and get your earnest money back. ... more
0 votes 2 answers Share Flag
Tom McCollis…, Real Estate Pro in Indianapolis, IN
Mon Dec 26, 2016
Tom McCollister answered:
Was a copy of the quote provided to you prior to closing? I would think that part of the inspection response negotiations would be that seller to have it evaluated and provide copy of the results prior to closing. Not sure why contractor isn't willing to provide if you plan to have him complete the work. If you have him give you a new quote and it is 7,000 for example, and the sellers told you the quote was 3,500. You would probably be able to take the sellers to small claims court to sue for damages because they lied and said the quote was 3,500 when it was actually 7,000. Contact your agent and see if they can get a copy of the quote to you, if you plan to have the contractor complete the work, have them provide a quote for you. ... more
0 votes 2 answers Share Flag
Cclark575, Home Buyer in Southgate, MI
Wed Dec 14, 2016
Cclark575 asked:
I originally answered to an advertisement about a house that can be built for me, some for even 900 a month. After everything was all said and talked about the monthly payment went to 1250…
0 votes 0 Answers Share Flag
Jblake10129, Renter in
Fri Dec 9, 2016
Jblake10129 asked:
Seller didn't respond to our buyer's inspection response by the due date. This paired with other issues eventually resulted in us walking away. They were pushing back on some…
0 votes 0 Answers Share Flag
Maricris A, Other/Just Looking in Seattle, WA
Wed Dec 7, 2016
Maricris A answered:
Dickisonfarms, Home Buyer in Portage, IN
Tue Dec 6, 2016
Dickisonfarms asked:
i have tried contacting 2 agents off this site so far and they don't return phone calls or emails
0 votes 0 Answers Share Flag
Called2bbles…, Home Buyer in New York, NY
Thu Dec 1, 2016
Called2bblessed asked:
Are quicken loans good to use for mortgages
0 votes 0 Answers Share Flag
Called2bbles…, Home Buyer in New York, NY
Thu Dec 1, 2016
Called2bblessed asked:
Are quicken loans good to use for mortgages
0 votes 0 Answers Share Flag
Kmcmas14, Home Buyer in New York, NY
Thu Dec 1, 2016
Kmcmas14 asked:
My husband is retiring soon and I will probably go part time. We're under the age for social security and he will get a small pension from the military. We have a healthy portfolio and…
0 votes 0 Answers Share Flag
Cyrowe88, Home Buyer in Cary, NC
Tue Nov 29, 2016
Cyrowe88 asked:
Bank has had the property back in their possession one year on December. They are currently asking 144,900 which was reduced from 160k 4 months ago. I don't personally love this home…
0 votes 0 Answers Share Flag
Kathy Burgre…, Home Owner in Westchester, NY
Sat Nov 26, 2016
Kathy Burgreen answered:
Look towards the bottom of the listing. You will see "Listing provided by..." See if there is a contact number or email.
0 votes 1 answer Share Flag
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