Ernest, each HOA will charge a fee to cover different things. Some charge a low amount and only cover general ground work around the entrance to your neighborhood but some charge higher amounts for common areas, pools and tennis court upkeep. It all depends on your neighborhood. When you purchase, you will get a book that itemizes what your fees cover. If don't want to wait, you can call or visit (or sometimes look on line at the HOA's website) and find out ahead of time.