Lisatran, Other/Just Looking in Arlington, TX

my credit 608 622 554 can i buy the house

Asked by Lisatran, Arlington, TX Tue Jun 30, 2009

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4
Linda Roby, , Cleveland, OH
Wed Jul 1, 2009
The short answer is yes. However there are many factors to consider when applying for a loan. I work with several lenders in the area that can help you determine how much you can afford. If you would like more info, please contact me via email at lroby@kw.com.
Web Reference:  http://robysellshomes.com
0 votes
Jackie Rankin, Agent, Fort Worth, TX
Wed Jul 1, 2009
Lisatran,

I do have a lender that can prequalify you for a FHA loan at 585 if you are interested. Just let me know. Thanks!

Jackie Rankin
Tru Value Realty
truvaluerealty@gmail.com
0 votes
Tommy Burris, Mortgage Broker Or Lender, Baton Rouge, LA
Tue Jun 30, 2009
Most lenders want that mid score to be 620.
You look pretty close.
Maybe just paying down a credit card will get the score up. Here is a little book about credit.

http://dallasloanguy.com/docs/about_credit.pdf

Please feel free to contact me for follow up questions.

Tom Burris
Mortgage Banker
DallasLoanGuy.com
0 votes
Jackie Rankin, Agent, Fort Worth, TX
Tue Jun 30, 2009
Lisatran,

It sounds like you could be close to being able to qualify for a house. Lenders use a different set of criteria when pulling your credit scores, so you would definitely need to talk with a lender. If you need the name of a good one, just send me an email. I will be more than happy to guide you in the right direction. Good luck!

Jackie Rankin
truvaluerealty@gmail.com
0 votes
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