There are no first time home buyer programs right now. You can, however, get a homestead exemption. Go to this link to read more about it: http://dor.myflorida.com/dor/property/taxpayers/exemptions.html
Homestead, Up To $50,000
Every person who owns and resides on real property in Florida on January 1 and makes the property his or her permanent residence is eligible to receive a homestead exemption up to $50,000. The first $25,000 applies to all property taxes, including school district taxes. The additional exemption up to $25,000, applies to the assessed value between $50,000 and $75,000 and only to non-school taxes.
I can send you some lenders to contact in this area if you are interested in obtaining a mortgage. In order to submit an offer on a home you would need proof of funds if paying cash or a pre-approval letter from a lender. If I can help with anything else, please contact me.
Tammy Hayes, Realtor
Green Lion Realty, Port Charlotte, FL