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Ken Smith  F…, Home Buyer in Port Charlotte, FL

is there any tax or other type of help with first time home buy in fl. iam on fixed bought a f h a home. will get any kind of break.?

Asked by Ken Smith For Gene Mosley, Port Charlotte, FL Mon Jun 11, 2012

Help the community by answering this question:


Yes we have the State of Florida Bond program and you may be able to get up to $7,500 to be used towards your downpayment and closing costs if you are a first time homebuyer (can't have owned a home in the past 3 years).

Go here to see if your income and household size will qualify and you MUST work with an APPROVED lender on the list:…

All the best,
Alma Kee
0 votes Thank Flag Link Mon Jun 11, 2012
There are no first time home buyer programs right now. You can, however, get a homestead exemption. Go to this link to read more about it:

Homestead, Up To $50,000
Every person who owns and resides on real property in Florida on January 1 and makes the property his or her permanent residence is eligible to receive a homestead exemption up to $50,000. The first $25,000 applies to all property taxes, including school district taxes. The additional exemption up to $25,000, applies to the assessed value between $50,000 and $75,000 and only to non-school taxes.

I can send you some lenders to contact in this area if you are interested in obtaining a mortgage. In order to submit an offer on a home you would need proof of funds if paying cash or a pre-approval letter from a lender. If I can help with anything else, please contact me.

Tammy Hayes, Realtor
Green Lion Realty, Port Charlotte, FL
0 votes Thank Flag Link Mon Jun 11, 2012
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