how can i get a apprasial on my home wirh out paying for it?

Asked by Kenlen, 01843 Mon Jan 30, 2012

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Steve S, Home Buyer, Massachusetts
Mon Mar 5, 2012
Just to clarify some comments on this thread:

- tax assessments have NO correlation to market value.

- Realtors DO NOT value property like appraisers do. Appraisers are licensed and certified to arrive at an opinion or estimate of value. They are held to a strict code of conduct in performing appraisals (i.e. Uniform Standards of Professional Appraisal Practice). In some cases, real estate agents may not have a good grasp on the market or valuation principles.
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Kevin Vitali, Agent, Tewksbury, MA
Tue Feb 28, 2012
If you are looking for an appraisal for financing then you will have to pay for an appraisal. If you are looking for your homes value for a different reason then a Comparative Market Analysis(CMA) may do.

Most Real Estate Agents will do a CMA for free.
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Christine Mo…, Agent, Wilbraham, MA
Thu Feb 2, 2012
Look at the tax assessment for the neighborhood. It is not market value, but it will give you a ball park.
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My NC Homes…, Agent, Chapel Hill, NC
Tue Jan 31, 2012
Short answer is you can't. Why do you feel like someone should work for nothing? A Realtor can give you a CMA (competitive market analysis) which will certainly indicate a market value, however if you want or need an appraisal, you'll have to pay for one.
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Louis Wolfs…, Agent, Needham, MA
Tue Jan 31, 2012
Don is right. I am a real estate broker and also a licensed appraiser. A realtor can give you a CMA or opinion of value but not an appraisal. It really depends on what you need it for.
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Don Tepper, Agent, Burke, VA
Mon Jan 30, 2012
Barter. Trade something of value to an appraiser in return for the appraisal.

You can get a CMA from a real estate agent. That's good, but it's not an appraisal.

Still, why do you need an appraisal? If you're selling, the seller will pay for that when applying for a loan. If you're refinancing, you'll pay but generally most of the expenses can (if you wish) be rolled into the new loan. It's pretty unusual for a homeowner to want or need an appraisal.
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Richard Shap…, , Framingham, MA
Mon Jan 30, 2012
You could call an appraiser and cheat them. Or do as the others say and call a Realtor. If this is to see if you can refinance tell the person so they can give you an idea of value without too much running around.
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Keith & Kins…, Agent, Verona, WI
Mon Jan 30, 2012
Do you need an true appraisal for financing purposes? If not, ask any local real estate agent for a market analysis. They can give you a really good idea of the value of your home. Realtors value properties just like appraiser do, by looking at comparable properties.

However, if you need an appraisal for financing, there's no way around paying for it. The bank will need to hire the appraiser too. They won't accept an appraisal from an appraiser you hire.
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Anna M Brocco, Agent, Williston Park, NY
Mon Jan 30, 2012
If you are looking to sell, consider inviting a few local agents from different realty companies and ask for a cma, comparative market analysis; review the data, ask opinions and determine worth; cma's are provided free of charge by most agents.
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