Well it looks like you've got several options from the posts below. I don't know how familiar you are with Trulia, so please allow me to share one of the benefits. Click on the names of the agents and view their profile. There you'll find answers they've posted to many questions, their blog posts and more allowing you to arrive at some level of understanding about their specific specialties.
Click my profile and you'll see that I work extensively with first time home buyers, helping them protect and save their own money by using the down payment assistance programs available locally. A few of my clients have recently obtained up to $14,000 in down payment assistance to help them buy their first home, have also already received their federal tax credit of up to $8,000 and are poised to obtain an additional $1,800 in state tax credits over the next three years. Further, their 401(k) was never touched while they bought their home.
Look any idiot can ride you around Atlanta and show you houses, but several highly specialized and experienced agents have responded to your inquiry here. I welcome the opportunity to serve your real estate needs as well. Please read over the blog below to find out more about how down payment assistance can work for you.
REALTORÂ® / HUD-Certified Affordable Housing Counselor - Keller Williams Realty Atlanta Partners