The other answers are correct. You are going to need FHA financing with that down payment, and assistance from the sellers to pay closing costs. Your down payment, assuming you use all of it, would qualify for a purchase price of about $142,000. The lender may reduce this number if you have a lot of debt, such as cars and credit cards.
Just about every mortgage company can do FHA financing. However, there are qualifications, such as a minimum credit score, income, time on the job, etc. Your next step should be talking to a mortgage company so that they can determine if you can qualify for a mortgage, and what price you need to stay below.
Evergreen Real Estate