I agree w/ Rosie. Find out your options before deciding your course of action. In general, rent to own is not a good option for the renter. More often than not, the renter places a deposit that is forfeited if they do not buy If the terms of the rent to buy include a monthly payment in excess of fair market rents, those $$, too, are gone. It favors the seller/landlord. Don't enter into this arrangement without being fully aware of the risks and other options. After you are well educated in the options, make the choice that is right for you. In some cases, rent to own can be the right choice. Don't rush into into it.