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92649 : Real Estate Advice

  • All23
  • Local Info2
  • Home Buying7
  • Home Selling4
  • Market Conditions0

Activity 14
Fri Aug 11, 2017
Mette asked:
Hello Trulia
The home at 16622 Brigham ln, HB CA 92649 is not showing active though MLS listed and we have an open house for it this weekend, also listed. Can you update the system your…
0 votes 0 Answers Share Flag
Tue Dec 27, 2016
Nicole Fedorchek answered:
Rent-To-Own can be tricky! But I can definitely help you!
Nicole
0 votes 4 answers Share Flag
Fri Apr 8, 2016
Pualane asked:
I will itemize the sales tax deduction in the federal income tax return.
0 votes 0 Answers Share Flag
Mon Sep 15, 2014
Anthony Wilson answered:
Short sale is a way for home owner to avoid foreclosure on their homes and still be able to pay off their loan by settling with their lender.

Lenders vary in their requirements. Your first step should always be to contact your lender. However, most lenders require the following:

- Your payment is delinquent or is about to be. Most lenders will not work with home owners who are successfully making or can continue to make their loan payments. Each lender s policy is different, so if in doubt, check with your lender. Some will permit a short sale with no delinquency.

- You have a qualifying hardship. Examples that qualify are divorce, loss of a job, medical bills, excessive travel time to a job, etc.

- You have no other major assets. Lenders who see home owners with large bank accounts or assets are less likely to cooperate on a short sale. Retirement funds are not typically considered as an asset unless sizable.

- Note: Please PREPARE YOUR HOMEWORK CAREFULLY before you call and/or submit your documents to your lender to request for the short-sale

Please contact us if you need help - 100% of short sales get approved - at: 877-834-5678 or email your question at: Tonywilson@lawyer.com

Best wishes.
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1 vote 17 answers Share Flag
Thu Apr 10, 2014
Emily Knell answered:
Normally when you own a home 50/50 with a co-owner, at the time of sale, any & all proceeds are split down the middle, UNLESS, you had an agreement in writing with the co-owner at the time of purchase, as to how future sale proceeds would be split. Like, maybe they originally agreed to receive 20-30% of future sale proceeds.

I notice that over time, equity was taken out of the home at times of refinance, in a sense, you have recouped original down payment monies. 1/2 of the original down pymt, from what I can see amounts to about $14K.

I can create $14K in higher sale price from my property presentation & professional photography alone.

My office is in Huntington Beach, I could come by & talk to you some more about this & if you have it available, review with you, your original purchase documents.

Shoot me an email directly, if you'd like to talk about it further, I don't look back on this same Trulia posting for answers after mine or Replies beneath my answer.

Emily S. Knell
EmilyKnell1@yahoo.com
562-430-3053 c
Realtor Since--- 1996
Realty ONE Group
BRE# 01211967
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0 votes 8 answers Share Flag
Wed Dec 4, 2013
Kawain Payne answered:
Hello Aranios,

I have found Trulia to be the best value.

I have received leads just by posting blogs and answering questions.

There are many sites out there that want you to pay up front, and commit to a contract. I prefer to pay as I go, which makes Trulia my pick.

Much success to You.

Kawain Payne, Realtor
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1 vote 11 answers Share Flag
Thu Aug 15, 2013
answered:
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or email me at AGreer@themortgageoutlet.com. You can check us out at http://www.TheMortgageOutlet.com. I will look at your situation and present you with some options.

Alex Greer
NMLS #1056079
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0 votes 11 answers Share Flag
Thu Jan 10, 2013
Vivian Young answered:
Follow-up answer. 20802 Mission was listed for $540k and closed escrow 1/8/2013 for $580k. House/condo inventory is low, interest rates are low, Huntington Beach is in high demand as are many other O.C. cities.

Pricing are going up (Mission is a perfect example) and will continue to go up in 2013. Hurry and buy!
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0 votes 5 answers Share Flag
Wed Jan 2, 2013
Sara Joy Cramer answered:
Hi Rio,

I am sure you have already solved this issue with your lender. I just wanted to mention after reading your question, that in this market with so many people not paying their mortgage and attempting loan modifications and short sales..that as long as the payments are made every month on time, they probably won't call the loan due. I would consult many lenders to get opinions. ... more
0 votes 5 answers Share Flag
Tue Oct 30, 2012
xaviersaa answered:
The good thing about your situation is the seller would most likely not ask for backup offers if the seller didn't feel there was a good chance the offer in hand might blow up or go away. Generally, if you're the second person in line, you might very well end up buying that home. But I can understand your reluctance to make a backup offer. Nobody wants to play second fiddle except second fiddle players.

A backup offer needs to be signed by all parties to the contract to be effective. Sellers can sign more than one backup offer providing the seller makes the position of each party known. For example, you could be in #3 or #4 position if there are four backup offers. Ideally, you want to be in #2 position.


Xavier Saavedra
714 655 6106
DRE 01304438 NMLS 333608
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0 votes 6 answers Share Flag
Sun Sep 30, 2012
Lillian Walker answered:
Because some sites do not have live feeds to the Multiple Listing Service (the service paid by brokers through the real estate board to list homes for sale). For Example my site has a live direct feed to the Multiple listing service. With out getting to technical I pay extra to have the data feed dump into my site daily. I costs a lot extra for that.

So for example if you find a home on lets say zillow and it has an MLS# you can verify if it is actually on the Multiple Listing Service as an Active sale by cutting and pasting that number to my site, if it doesn't come up it's because it is pending sale, in back up offer, cancelled, with drawn, expired or sold.

You don't have to have the MLS # to find homes for sale, you can just do a search based on what you are looking for, but if you run across a home somewhere else on the net, this is a quick and easy way to make sure the home is actually on the market for sale and active on the Multiple Listing Board. Trulia is better about updating their site, but I have properties I sold 3 years ago showing up on Zillow, and people calling me on it. I hope this makes sense and helps you.

In case you want to test out my site here it is http://www.clickhomesnow.com
Happy House Hunting!
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0 votes 20 answers Share Flag
Fri Feb 24, 2012
Karen Carr answered:
The Mortgage Forgiveness Debt Relief Act and debt Cancellation.

But it must be your primary residence, and this is only guaranteed on the first loan if your loan is secured by other mortgages unless agreed upon in writing a 2nd, or 3rd may still come after what you owe. So it depends on a case by case basis, Whether a Short Sale is truly beneficial, and completely forgiven. ... more
0 votes 14 answers Share Flag
Tue Nov 9, 2010
john124 answered:
Hi Del

It is a good idea for those 62 and over, who have their home paid off or with enought equity in it. Who has no children, or their children are well off on their own (not counting on inheriting the house). A reverse mortgage will provide you with either a steady income for many years or a lump sum which will not require immediate repayment. You will still be responsible for paying your property taxes and HOA fees. Money can be used for leisure activities "happy retirement" or for necesities and medical needs.

http://www.reversemortgagelendersdirect.com/california-reverse-mortgage/
http://www.reversemortgagelendersdirect.com/reverse-mortgage-faq/
http://www.reversemortgagelendersdirect.com/hecm-saver-how-does-it-work/
http://www.reversemortgagelendersdirect.com/reverse-mortgage-disadvantages/
http://www.reversemortgagelendersdirect.com/quote/
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0 votes 13 answers Share Flag
Wed Oct 24, 2007
Emily Erekuff answered:
Hi Jennifer,

I assume you are looking in the 92649 zip code. Below is a link to our Real Estate Guides for that area which show some stats with this information and below that is a link to the recently sold homes we show in that area.

http://www.trulia.com/real_estate/Huntington_Beach-California/

If this isn't what you were looking for please clarify.

Thank you,

Emily Gibson
Customer Service Representative
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0 votes 2 answers Share Flag
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