Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Huntington : Real Estate Advice

  • All33
  • Local Info2
  • Home Buying17
  • Home Selling0
  • Market Conditions0

Activity 25
Thu May 11, 2017
Kathy Burgreen answered:
YES! And it's called Fair Housing laws. It means realtors and lenders are prohibited from giving opinions on neighborhoods, schools, demographics, places of worship or religious places, etc. Both realtors and lenders can lose their license immediately if caught. There are undercover testers throughout the U.S. who pose as buyers, sellers and renters and ask realtors specific questions to detect if they are violating Fair Housing laws.

What realtors and lenders CAN do: They are allowed to provide published articles, websites, etc. since they did not write the content - somebody else did.
Buyers and renters are told to do their own research instead of asking realtors questions on Fair Housing topics.

Briefly, if you are unfamiliar with a location, I find the Census Bureau's website gives detailed information on every neighborhood in the country. Also you will need to talk to parents, school officials, visit the local police department or go to their website, talk to people in local parks, playgrounds, Little League, grocery stores, etc. People love to talk to new buyers as long as they are not in the real estate industry.

As for the websites and other published information that realtors give you - skip it, it's totally useless. That information is based on public information. Much better to talk with local residents who actually live there + the police department.
... more
0 votes 1 answer Share Flag
Fri Mar 31, 2017
Rah628 asked:
Tue Jun 21, 2016
June Buerkle answered:
Your options are limited.

1) buy something you can pay cash for.

2) find a loan shark that will charge you so much in interest that by the time you pay off an $80,000 loan ..... you will realize you could have bought a $1 million dollar mansion if you had decent credit.

3) rent an affordable place .... squirrel away money and increase your credit score ....... re-evaluate things at the end of a year.

We also have 4 kids .... it is important that we teach them smart money management. Getting a place you can afford is more important than trying to buy because you don't WANT to rent.

Whatever you do ... do not buy a trailer.
... more
0 votes 1 answer Share Flag
Sat Mar 21, 2015
Kimberly Harper asked:
Thu Feb 19, 2015
Lisa Davis Smith Leedy asked:
Sun Oct 19, 2014
Lisa Davis Smith Leedy asked:
Mon Nov 11, 2013
Denise McNally answered:
I show this home is still owned by original owner. I am not showing that it recently sold. Do you have interest in the property? I could check with owner if you are interested in buying this home. Please contact me if you are. ... more
0 votes 1 answer Share Flag
Tue Oct 8, 2013
My first choice would be to repair your credit and make you a loan.

I do have some alternatives that will work for you as well.

For a free no obligation consultation please call me at 949-297-1207.

I live in Fountain Valley so I could meet with you in person if you like.

Rich Littlefield

Licensed by the National Mortgage Licensing System 287206
... more
0 votes 3 answers Share Flag
Mon Oct 7, 2013
Denise McNally answered:
I am not showing that the property at 123 W 200 S has sold recently. Public records still show owners still have property. Where did you see this had sold recently?
0 votes 1 answer Share Flag
Sun Sep 8, 2013
Nanette Minnick answered:
I would check with Ruoff Mortgage or Hallmark Mortgage. Depending on your situation, they offer conventional programs putting 20% down to zero down payment programs. If your credit inst the greatest, I do have a couple lenders who will go down to 580 score. It really depends on your situation and what you need. ... more
0 votes 5 answers Share Flag
Mon Jun 10, 2013
Hi Jackie,

I have some great news. Huntington, IN is an area that is eligible for the no money down USDA mortgage.

One of the best things about this mortgage is the monthly mortgage insurance is substantially less than an FHA or conventional mortgage and that's with no money down.

Here's an example: An FHA mortgage of $155,000 is going to have a monthly mortgage insurance payment of $174.37 but on a USDA mortgage it's only going to add $51.66 to your monthly payment.

The other nice thing is you can actually roll your closing costs into the loan as long as the appraised value supports it.

Please feel free to contact me for more information or help. You can also find info on my USDA Mortgage website by clicking the link below.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust
... more
1 vote 5 answers Share Flag
Sun Jun 2, 2013
Denise McNally answered:

How many bedrooms and bath do you need? How much money can you put down? How much a month payment are you comfortable with?
Let me know.
0 votes 4 answers Share Flag
Fri May 24, 2013
Denise McNally answered:
Yes, but land contracts usually require 10% down of the purchase price. Depending if you have any
funds and how much will depend on how much home to look at. Let me know if I can help you. ... more
0 votes 1 answer Share Flag
Mon May 20, 2013
Jim Wilson answered:
I'm sorry, but I don't know of any list. Individual agents may have something they are aware of. Right now, I don't have anyone willing to sell on contract. Thanks for asking. Jim Wilson ... more
0 votes 1 answer Share Flag
Wed May 15, 2013
Jim Wilson answered:
Thanks for the inquiry.
Right now, I don't know of any property like this, but I will ask around. If I find something, I will be happy to let you know. What price range are you comfortable with and what lease fee? Jim Wilson, Wilson Realty 260-356-1312 ... more
0 votes 2 answers Share Flag
Fri Apr 19, 2013
Jim Wilson answered:
This home is on a pending status, with a projected closing date at the end of May.
If we can help you find similar homes in the Huntington area, please contact us again. Thank you. Jim Wilson, Wilson Realty 260-356-1312 ... more
0 votes 2 answers Share Flag
Fri Dec 21, 2012
Denise McNally answered:
Depending if owner included home in the bankruptcy this property could be tied up in bankruptcy.
If it is it can take anywhere from 3 months to a year. Property will be listed for sale once it has gone
thru the court. Let me know if I can help you with this home or any others.
... more
0 votes 4 answers Share Flag
Fri Dec 21, 2012
Trance325 answered:
12,500 for a house in Bippus. Clean title and no liens or back taxes owed. Sewer is paid monthly. Handyman's Special.
0 votes 7 answers Share Flag
Wed Dec 12, 2012
Denise McNally answered:
This home shows it was transferred to a new owner on 11-26-12. Let me know if you still have interest in the property and I will check with owner if interested in selling for you. Denise ... more
0 votes 2 answers Share Flag
Wed Dec 12, 2012
Denise McNally answered:
Try looking up MLS# 201209938 or address 132 W 412 S and see if this will work for you.You can go to my website: Let me know if interested and I will show to you. Denise
McNally (260) 356-5500.
... more
0 votes 1 answer Share Flag
1 2
Search Advice
Huntington Zip Codes