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Humboldt County : Real Estate Advice

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  • Home Buying2
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Activity 86
Sun Jul 30, 2017
answered:
Hello Jph0605, most agents have experience in foreclosure REO purchases because REO's are out there. You should also consider standards sales as well as all properties are selling for fair market value.

You will also need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Do you have down payment and closing costs or do you need down payment and closing cost assistance programs?

The purchase in Eureka start from 177k for two story 3bd 1ba single family home that needs some work. You could utilize a 203k purchase loan and remodel it the way you want.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
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Fri Jul 28, 2017
Thabok answered:
i need help,i am currently renting house that i pay rent at the end of each month.I bought the other house and is in the process of registration.The attorneys confirmed to us that the registration will be on tuesday the 1st of August.Now i am worried to whether the seller will be ready to move out should the registration completes.I then ask my agent to find out if everything will be ready on seller side should registration be completed.The response i got from the agent was that i should not use the estimates date of attorneys to plan because they do not have control of deeds office and those dates might be wrong.I then ask him to treat it as if the date will be correct,still he could not respond to the answer.My worry is that i have school transport for my kid that is paid in advance as well as rent,now i will only have monday left.I do not want situation whereby i pay rent Monday and School transport then 2 days later i am leaving.Please advice if is wise for me to ask the seller himself about his readiness should registration happen? or what must i do ... more
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Sun May 28, 2017
Kathy Burgreen answered:
Nobody here can answer your question because we don't know your credit score. Your credit score is critical to determine your interest rate which affects your monthly payment. If you plan to put 5% down ($10,000.), you will be required to pay mortgage insurance. Mortgage insurance is to protect the lender in case you default. On an FHA loan, the insurance stays for the life of the loan. You cannot remove it. On other types of loans, it can be removed under certain circumstances.

Estimated mortgage payments shown on listings use a hypothetical buyer who has a 20% down payment + a credit score of 800+. If you don't have this, your monthly payment will be much higher.
... more
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Tue May 9, 2017
Rich Reed answered:
Of course you can, but is it a good idea? If the buyer's agent is a Realtor and you're also represented by a Realtor, they are bound by a code of ethics and the buyer's agent may not take any action inconsistent with exclusive representation agreements that other Realtors have with clients. All dealings concerning property exclusively listed, or with buyers who are subject to an exclusive agreement shall be carried on with the client’s representative or broker, and not with the client, except with the consent of the client’s representative or broker or except where such dealings are initiated by the client. You should talk it over with your Realtor first, if you have one.
Hope this helps!
... more
0 votes 1 answer Share Flag
Sun Feb 5, 2017
yousunyien asked:
Wed Dec 28, 2016
margoteka asked:
nearest hydrant to 224 harris street, eureka ca
0 votes 0 Answers Share Flag
Thu Dec 1, 2016
mountainbeaver5 asked:
Thu Dec 1, 2016
mountainbeaver5 asked:
Fri Sep 9, 2016
Angelica P answered:
Hello,

I am happy to help you get your rental listing posted on Trulia and it is free.

If you would like to post a rental on Trulia, you will be redirected to use our partner site, Zillow Rental Manager, to list your rental on Zillow, Trulia and other top sites. Please follow this link for instructions on how to post a rental listing:

http://www.trulia.com/post-rental/

If you have additional questions or have issues with posting your listing, please reply back to this email and I will be happy to help you.

Zillow Rental Manger Help:
https://zillowrentalmanager.zendesk.com/hc/en-us

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Mon Jul 11, 2016
Maricris A answered:
Hello,

To post a for sale by owner property on Trulia, you will be redirected to Zillow. Once you are done posting your property on Zillow, the listing will appear on Trulia after 24 hours. Please let me know if you have any additional questions.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Fri May 6, 2016
Garysmittler asked:
Sun Jan 3, 2016
Tina Fellows answered:
Hi,

What is the address of the property?

Best wishes!

TIna
0 votes 1 answer Share Flag
Tue Dec 1, 2015
Juan asked:
I am an oyster farmer that will begin a job for a professional company located in Samoa, CA January 1st. Hard to find a place that will allow a large dog (80 lbs). He is 5 yrs old and trained.…
0 votes 0 Answers Share Flag
Fri Sep 4, 2015
Karen Wasson answered:
No new homes available on Wrangler at this time. Here is a link to our website, Eweneek Properties, showing all new homes available in Mckinleyville at this time.

http://eweneek.com/mckinleyville-new-homes.html ... more
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Wed Aug 12, 2015
answered:
Hello Tigerlillycollection. These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 2 answers Share Flag
Mon Aug 10, 2015
Randy Stoker answered:
Trulia does not support For Sale By Owner listings. All listings on Trulia are generated by the listing Real estate agent; Trulia scans the MLS data base and posts that information to their web site. If you have your home listed through a licensed Realtor then your listing should appear on Trulia within 72 hours after going live in the MLS system ... more
0 votes 4 answers Share Flag
Thu Jul 23, 2015
answered:
Hello Colleen, yes you should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. The purchase in Eureka start from 119k for 1bd 1ba condo, 135k for 2bd 2ba condo and the single family homes start from 150k for a fixer 3bd 2ba home which is as low as $750 down payment with a minimum 640 fico score @150k.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You will need to be pre-approved if you decide to buy and to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program from a minimum 640 fico score up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
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