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Howard County : Real Estate Advice

  • All16
  • Local Info0
  • Home Buying9
  • Home Selling3
  • Market Conditions1

Activity 368
Wed Apr 26, 2017
Michael Fabian asked:
Moving from Hawaii on May 3, but furniture & belongings will not arrive for 6-8 weeks. Looking for furnished rental for 2-3 months while we purchase a house.
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Thu Apr 20, 2017
Mary answered:
Hi,

I am happy to help you get your listing posted on Trulia.

If you would like to post a rental on Trulia, you will be redirected to use our partner site, Zillow Rental Manager, to list your rental on Zillow, Trulia and other top sites. Please follow this link for instructions on how to post a rental listing:

http://www.trulia.com/post-rental/

If you have additional questions or have issues with posting your listing, please reply back to this email and I will be happy to help you.

Zillow Rental Manger Help:
https://zillowrentalmanager.zendesk.com/hc/en-us

Thank you for using Trulia!

Mary
Consumer Care Advocate
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Thu Mar 30, 2017
KEVIN JONES answered:
Added info: will I need to have my aunt/uncle get an easement from my family's farm for the use of the well in order for them to sell to me?

Here is the bigger question (and where it gets complicated). The farmhouse is in pretty rough shape (septic issue above; well issue above; foundation failing/presently supported by lally columns; paint may or may not contain lead; etc.). I have found some information about exchanging an acre of land not presently in land preservation for an acre of land in land preservation. I have talked to the county and proposed the idea: I buy the farmhouse, then ease it to the land preservation program in exchange for an acre of land somewhere else on my family's farm. Since I would be buying the farmhouse just to tear it down and then rebuild elsewhere after making the land exchange with land preservation, do you think the well/septic issues raised above would prevent me from buying the house as-is? In other words, if I am just going to demo the house, why have to show that there is a septic/get an easement for land I will be exchanging?

Hope this makes some sense. Feel free to ask any questions. Thanks in advance
--Kevin
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Tue Mar 28, 2017
Kory asked:
Previous listing agent is Creig Northrop Team with Long & Foster but Creig Northrop Team
of Keller Williams - Greater Howard County (410) 695-6720 is what comes up when you visit the…
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Fri Mar 17, 2017
Saeed asked:
Hello everyone,
I'm in the process of buying a townhouse in Columbia. During the inspection, the inspector found out that the sliding door to the deck has fog in between the two layer glasses…
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Tue Feb 14, 2017
E*******q answered:
I have a basement I am interested in renting out for $1000 in Ellicott City near Mc Donanlds on rout 40
0 votes 3 answers Share Flag
Thu Feb 9, 2017
Geaniep asked:
We recently purchased a new construction with NVHomes. The house is coming along, but I just found out that the island countertop has a 5 foot seam in the center! (FYI, the island is a 5X8…
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Wed Feb 1, 2017
Shane Milne answered:
Alan is correct, to completely avoid PMI you need 20% down. Traditionally, PMI is paid as an additional amount on top of principal, interest, taxes, and insurance (this is just called "borrower paid MI")... however there are alternative options, such as paying PMI through a higher interest rate instead (called "lender paid MI"), or paying a single PMI premium at closing (simply called "single premium"), or even splitting it up into a smaller monthly amount and a smaller premium amount at closing (called "split MI").

The best type of PMI will depend on your situation, however if you are putting almost close to 20% down, then usually just regular borrower paid MI ends up being the best option. The reason being is that the PMI will drop off as soon as your regularly scheduled payments will bring your loan-to-value to 80% of the value of the home when you obtained the mortgage - which if you are almost putting 20% down, won't be very long.

Feel free to contact me with further questions.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans.com | 949-322-3616 direct
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Sun Jan 15, 2017
pete654 asked:
The normal trulia view has two panels. On the left a preview of the homes, which are viewed on the map view on the right. How can I either remove the left preview or shrink it so I can view…
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Sun Jan 8, 2017
Lucyconnorwins answered:
I live in Mitchellville http://www.drhorton.com/Maryland/Maryland/Mitchellville/Balk-Hill-Village and its wonderful we have 4 kids and they love the schools, and the people are wonderful. ... more
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Fri Dec 16, 2016
Malcolm Lawson answered:
Hi,

They both seem pretty nice, my team has listed Lennar homes in Glen Bernie for sale before. You might want to check both companies on the Better Business Bureau website. http://www.bbb.org/

I actually wrote a blog post not that long ago with 9 tips for buying new construction in Maryland, You can check it out here if you are interested http://yourmarylandrealestateagent.com/index.php/2016/12/11/9-critical-tips-buying-new-construction-homes-maryland/

Are you working with a real estate agent? Even when you are buying new construction it really helps to have an agent on your side to help and advise you in the process. They also make it easier to quickly tour many properties by different builders in one day. And keep in mind a real estate agent's services are free for buyers so there is really no reason not to have one on your side.

Reach out to me if you need any more assistance or if you are interested in touring multiple Lennar, Ryan and other new construction homes all in one day to give you a good side-by-side comparison. Malcolm.lawson@kw.com
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0 votes 1 answer Share Flag
Wed Dec 7, 2016
Torrieusaf answered:
if you have not found one check out walking distance to howard high school 3 bedroom plus family room townhome rental $2,200
4962 webbed foot way Ellicott city md 21043 (on Zillow as well)
owner
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Sat Nov 5, 2016
Ebcoit11 asked:
without losing track of the neighborhood!!! This just make me want to leave your site, and I gotta say I really used it a lot.
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Thu Sep 29, 2016
Monpetitchou8 asked:
Neighbors said it's safe and hear about occasional hs kid breaking in a car.
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Wed Sep 28, 2016
Asia asked:
Mon Sep 19, 2016
Weymouth Group answered:
Hi Charlie - The Construction to Perm loan has many advantages to the buyer as well as the seller. I would disagree with the previous answer given that many upscale homes are built C2P.. The tax savings at closing are quite large given that the buyer is paying only the unimproved portion of the property. The other advantage is if the builder were to fail financially, you still own the lot and the improvements. If you had your heart set on that property and were using only an end loan, you only recourse to recovery is your deposit, which hopefully the builder either escrowed it and was bonded.

As for the double closing costs mentioned, a good agent would make sure that you were only being charged once for closing and a smaller fee to convert the construction loan in to a permanent loan. Furthermore, closing costs and down payments for C2P are reasonable for those with good credit.

As a Realtor for over 20 years and selling over 4000 homes, new and resale; I have never seen a Construction loan that my buyers didn't like. Make sure you are dealing directly with the bank that originates the C2P, a reputable builder and an educated Realtor. You won't go wrong.
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Wed Aug 31, 2016
June Buerkle answered:
This why you never view a purchase in a planned community as an investment. The builder owns all of the cards. Until he is done building, the value of the home will not increase, because the builder will lower prices as needed to sell inventory. ... more
1 vote 2 answers Share Flag
Mon Aug 29, 2016
James.puzon asked:
Your website is showing my house that is not 6265 Hidden Clearing
Columbia, MD 21045. Can you please correct.
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