Markus, I'm not getting a clear signal as to what you are really asking from this forum. You've received some very good information from some very astute and savvy RE professionals but have yet to respond to any comments.
As has been preveiously stated we're not debt conslolidation counselers. Without a little more input from you i.e. goals, intentions, ideas, attitude, emotional state, etc we're hardpressed to offer up any short or long term solutions.
I'm not entirely in agreement with the comment that you need someone with more licenseing than we offer up. As a general contractor, developer, investor and property manager, fur the past 30+ years and as an active RE broker in San Diego I have counseled dozens of folks on loss mitigation issues, financial crisis, foreclosure, bankruptcy, etc.
I'm not of the belief that you need to seek costly counsel everytime you stub your toe in life. You can obtain a wealth of knowledge from many very experienced and qualified professional on Trulia and other forums. Frankly I would suggest heeding the advice of several of the commentors that have already taken time out of their busy days to reach out to you.
Try reaching out to some of these folks privatly through their email and/or website address. Get as much information and knowledge as you can from them and then if you still feel like you need to seek a fee for service counsel i.e. BK attorney, debt consolidation expert, accountant, psychologist, etc. at least you'll come to the table with a little more knowledge and information.
This will mitigate costs for you in the long run because you won't have to waste a lot of your time and money getting the same information from pay as you go counsel. I've raised my 5 kids this way and it got them all through college and into the entripreneuarl arena whence they've become totally self proficient and have never once come back to Mom and Dad with their hand out.
You were given an unbelievable gift which can yield tremendous opportunities for you . That gift can be a clean start for you if you use it to your benefit. Please don't let it slip throught the cracks. As other have stated on this thread you can rent/lease your homes to cover your costs while you're trying to figure out how to get control of your life.
But don't throw more greese on the fire by carelessly or haphazzardly mis managing your properties. Seek out an experienced and reputable property manangement company to relieve you of the burden of having to deal with your homes
Stucco and paint are primarily cosmetic not structural issues. Renters can live with those shortcomings. Especially now with so many displaced folks are looking for any type of reasonable housing just to put a roof over their family's head.
With the right kind of property management company you can even allocate a portion of the revenues to maintenance and upgrading. But you need to start generating revenues in order to do that. Having your properties continue to just sit vacant will only exacerbate your situation all the more.
From what little you gave us to go on I'm asuming that there is no debt service on these properties. A good property management/construction company/RE broker might even be able to help you get a short term hard money loan to cover some of your deferred maintenance issues.
But nothing can be done until you initiate an effort to reach out to someone. I wish you all the best and if we can help you in any way please do not hesitate to contact us. Good luck.