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Credit Score in Houston County : Real Estate Advice

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Fri Dec 17, 2010
Scott Butcher answered:
It depends on what you define a 'not great credit'. Do you know what your 3 credit scores are from Experian, Equifax & Transunion?

Generally speaking, as long as your credit score is above 620 (down to 600 in some instances), have a monthly income (salary, interest, SS, disability, etc.) and don't have a late history for an existing mortgage or rental payments over the past 12 months you stand a good chance of being approved.

Also, by being in Crockett or Houston County you probably are eligible for USDA financing for rural homes ~ 100% financing.

Let me know if I can help in anyway.
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