Just to basically say the same thing as everyone else ha! Your tax questions is already answered.
In my opinion a 1st time home buyer should really think hard about future market trends for their first purchase. We just live in a different time period where almost no one will stay in their 1st home longer than 5-7 years.
Also, 1st time purchases are like 3rd time purchases in this market. There is so much equity potential for buyers it is sick.
Hopkins is a super good area and although the TH market is a lot better compared to others in the metro I would highly suggest sticking with a singly family home detached.
So I tend to be a little more agressive with my 1st time buyers on the analytical side versus lifestyle unless it is a situation where they believe this 1st home will be a long term. That is just my personal opinion and if you ever have questions about this I am more than happy to help.