Home Buying in Hopewell Junction : Real Estate Advice

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Juliegogel, Home Buyer in Hopewell Junction, NY
Juliegogel answered:
I was selling a commercial property and got an offer from couple. End the end accepted offer. But then in process of the closing my realtor asked
Sorry I didn't make clear ! My home is a rental property. My realitor brought offer from other agent for buying ! The buyer agent told my agent from the beginning these people were ... more
0 votes Share Flag Fri Aug 16, 2013 Home Buying in Hopewell Junction
Stephen M. C…,  in Dutchess County, NY
Stephen M. Cicman Iii answered:
Whis is the reason for current big differences between avg. listing price and median sales prices?
If there are a few sales of very expensive homes in the area this can dramatically increase the average sale price. This effect is amplified in a market with few monthly sales creating ... more
0 votes Share Flag Sat Apr 27, 2013 Home Buying in Hopewell Junction
Christopher…, Real Estate Pro in Tarrytown, NY
Christopher Pagli answered:
Moving up from Westchester. Does anyone have personal experience with Gayhead Elementary School? Have 2 little ones who would attend there.
Hi, You can visit www.SchoolDigger.com, www.GreatSchools.org, and www.SchoolMatters.com for in-depth reports.

Christopher Pagli
Accredited Buyer Representative
914.406.9023
0 votes Share Flag Thu Feb 28, 2013 Home Buying in Hopewell Junction
John Durso, Real Estate Pro in Poughkeepsie, NY
John Durso answered:
is this mobile home still for sale?
Hi Mary,

They rented it. Any others you want info on? Call me 845-591-5274
0 votes Share Flag Sun Feb 10, 2013 Home Buying in Hopewell Junction
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
Throughout the entire real-estate debacle, why hasn't the outrageous real-estate agents commission ever been scrutinized?
I have two observations on your question, and sorry I'm so late to the game...

1. Scrutinized? Real estate markets are open markets. Buyers and Sellers negotiate freely in those ma ... more
1 vote Share Flag Wed Feb 6, 2013 Home Buying in Hopewell Junction
Nirmala Cara…, Real Estate Pro in Bronx, NY
Nirmala Caraballo answered:
I their a web site to find Open Houses
Dear Richard,

You can also obtain open house information from Trulia. All you have to do is search the area that you are interested in and the open house section is located on the l ... more
0 votes Share Flag Thu Aug 30, 2012 Home Buying in Hopewell Junction
David Friedm…,  in Hopewell Junction, NY
David Friedman NMLSR ID 404771 answered:
no this does not include down payment of 3.5 %
If you haven't completed your purchase by now, absolutely ask what the actual lender fees are. All 3rd party fees will be similar, but the individual lender can charge what they want. ... more
0 votes Share Flag Mon Apr 16, 2012 Home Buying in Hopewell Junction
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
thanks for everyones help today.
It's great to hear feedback from people that appreciate the efforts of the trulia Pros.
0 votes Share Flag Sun Jan 30, 2011 Home Buying in Hopewell Junction
Pat & Steve…, Real Estate Pro in Westlake, OH
Pat & Steve Pribisko answered:
on an FHA loan will the concession by the seller be added to the sale price, or deducted from the seller proceeds?
It depends on what is negotiated. Sometimes a Seller will accept an offer with a fixed purchase price and agree to the concessions as well. Other times a Seller will counteroffer with ... more
0 votes Share Flag Sat Jan 29, 2011 Home Buying in Hopewell Junction
Corey Grushin, Real Estate Pro in East Brunswick, NJ
Corey Grushin answered:
do i have to escrow the PMI? and how many months?
Vinny if you are required to have PMI for your loan then it MUST be escrowed. The minimum time you are required to carry PMI a new policy is 24 months. After this time has passed if y ... more
0 votes Share Flag Sat Jan 29, 2011 Home Buying in Hopewell Junction
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
at closing will the bank require me to purchase title insurance?
Yes, title insurance should be purchased--protect your investment.....
0 votes Share Flag Sat Jan 29, 2011 Home Buying in Hopewell Junction
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
they gave me a GFE. I see charges on here that look like they may be the sellers responsiblity. or just dont apply. transfer taxes?
Vinny, as Corey mentioned, there are times when the buyer pays the transfer tax. If you are buying a short sale, foreclosure, or new construction, you probably are. Because we usually s ... more
0 votes Share Flag Sat Jan 29, 2011 Home Buying in Hopewell Junction
Phil Rotondo, Real Estate Pro in Melbourne, FL
Phil Rotondo answered:
does $23000.00 seem like a huge estimate for closing an FHA loan? My down payment is less
Vinny;
It appears so. I would suggest you obtain a Good Faith Estimate and go over each item with the lender. You should also ask another lender to give you an opinion on the GFE
0 votes Share Flag Sat Jan 29, 2011 Home Buying in Hopewell Junction
Regina D'Aff…, Real Estate Pro in LaGrangeville, NY
Regina D'Afflitto answered:
Is it better to use a local lending agent (12533) over a non-local credit union or larger bank, and why?
Local lenders know the area, use local appraisers and work well with real estate agents to get things closed in a timely manor. But using smaller brokers will guarantee your mortgagee s ... more
0 votes Share Flag Mon Jun 22, 2009 Home Buying in Hopewell Junction
Carol Culkin, Real Estate Pro in Leawood, KS
Carol Culkin answered:
Is it better to pay $ to pay down credit card debt (over 50%) or put toward a down payment?
In my opinion, the most financially responsible approach to homeownership is to pay down debt as much as possible before taking on a mortgage payment. Otherwise, you may never catch up. ... more
0 votes Share Flag Mon Jun 22, 2009 Home Buying in Hopewell Junction
Gregory Schr…, Real Estate Pro in Beacon, NY
Gregory Schreiber answered:
What are some of the fastest growing (relative) markets in the Dutchess County area?
What metric are you referring to in terms of fastest growing?
0 votes Share Flag Mon Jun 22, 2009 Home Buying in Hopewell Junction
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