Sorry to hear about that. This market is making things difficult for people.
2 years is minimum from when the house closed and bank released your note. In the meantime, you need to get your credit and everything else in place to get back on track.
I sell in that area and I help my clients get back on track at no cost, so they are ready to go. Please feel free to call me for some free advice on how to get back to start.
RE Marketing Consultants, Inc.