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Home Buying in Homestead : Real Estate Advice

  • All373
  • Local Info39
  • Home Buying102
  • Home Selling9
  • Market Conditions8

Activity 107
Wed Dec 14, 2016
Diane Christner answered:
If your agent used the FAR or FAR/BAR standard contract forms for Florida, there is a place on the front page giving you the option to put in an expiration date/time for your offer. Did you put in a deadline for a response? If you did and the deadline has expired, then you would need to resubmit your offer. If you do not have a deadline for a response (and shame on your agent for not suggesting one), then the seller can take their sweet time and shop your offer around to see if another buyer will go higher.

Unless this is a bank owned (REO) listing or special circumstances such as an estate sale, a week is a long time to give sellers to respond.

Talk to your agent about your concerns.
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0 votes 3 answers Share Flag
Tue Sep 13, 2016
Telye79 asked:
I Don't have a good credit and I heard of the lease progran or rent to own. I live in Homestead, FL and I would like to get some help since I don't know where to start.
0 votes 0 Answers Share Flag
Sun Mar 20, 2016
Alan May answered:
SUPRA is a brand name for lockboxes... they make both manual lockboxes (pushbutton and combination style), as well as eletronic lockboxes.
0 votes 1 answer Share Flag
Thu Jul 31, 2014
My NC Homes Team answered:
Basically there are three things lenders consider. Credit score (all three major credit reporting agencies are contacted.) Income - Your income as well as your income to debt ratios are looked at. Assets- how much you have available to invest in the property (your down payment)

There are other considerations but these comprise the majority of what is considered when a buyer requests a a mortgage. You'll want to speak to a lender and request that you're pre-approved so that you've put yourself in the strongest possible position before you start actively shopping for a home. I've attached a link below that goes into a little more detail that you may find helpful.
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Wed Jul 2, 2014
Mathew Ghafoori answered:
Your first step should be to start the loan process. Contact a local bank or broker and let them know you would like to be pre-approved for a loan. During the pre-approval process, the lender will take your loan application, and verify your credit and employment. Be sure to ask for a pre-approval, and not just a pre-qualification letter. A pre-qualification means that it sounds like you will qualify for the loan, but no verifications have been completed yet. A Pre-approval letter will make your offer on a home more attractive to the seller.

Ask the lender to outline their rates and fees as they vary greatly from bank to bank. Be sure to ask if the rate is fixed, if there are any points or origination fees, and if there will be any up-front expenses.
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Tue Apr 29, 2014
Gary Hitchcock answered:
Not sure why a seller would do that. If a buyer cannot save money on their own, I would question doing a deal with someone that can't manage their finances.
0 votes 3 answers Share Flag
Sun Mar 9, 2014
Michelle White answered:
Hi Tiffany,

I just helped a military person from the Homestead base purchase a home. Please let me know if you are still interested in purchasing a home. I can help you through the whole process and guide you in helping you get all the credits a military qualifies for. Call or email me for information regarding builders credits toward your closing costs.

Michelle White
The Keyes Company
Homestead office
786-303-3868
Email: MichelleWhite@Keyes.com
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0 votes 9 answers Share Flag
Sat Mar 8, 2014
Juana Morales answered:
Call me, 305.316.6647 (TAMBIEN HABLO ESPANOL) I can help you find the perfect house for you, 305.316.6647 Juana Morales I have 2, 3, 4 and 5 bedrooms in Homestead area at good prices.
0 votes 3 answers Share Flag
Thu Mar 6, 2014
David Cirinna answered:
Wed Mar 5, 2014
David Cirinna answered:
That's sounds about right, some apartments might include water, cable and insurance sometimes. Taxes are not included that would be your responsibility
If you need any assistance please feel free to contact me.

Thank you
David Cirinna
Dcirinna@resf.com
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1 vote 1 answer Share Flag
Tue Mar 4, 2014
David Lanzi answered:
You would need to call the HOA. Mortgage insurance is usually not included in the HOA dues, however real estate taxes might be because it is their land. Make sure you know general ideas about electric and other utilities, and if there are any assessments along with HOA dues. ... more
1 vote 1 answer Share Flag
Tue Jan 21, 2014
David Cirinna answered:
Good morning
I can assist you in what you need. I specialize in the Redlands and as a new home consultant. Great deals out in that area and right time to buy.

I would love to assist you, please contact me so I can provide better assistance.

Thank you
David Cirinna
Broker Associate
RESF
786-390-6324
Dcirinna@resf.com
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0 votes 4 answers Share Flag
Thu Jan 16, 2014
Sally Grenier answered:
Is it a home listed for sale, or are you looking at the public records? If it's listed for sale, then the listing agent must correct it. But I suspect you're looking at a public records listing, and they often use Google maps, which isn't perfect.

But the big question i have for you is -- WHY does it matter to you?
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Wed Jan 15, 2014
Maricel Zaldumbide answered:
Hola Harold:

La propiedad no esta a la venta, pero si necesitas ayuda con la compra de una propiedad puedes contactarme y con mucho gusto te puedo ayudar.

Maricel Zaldumbide
ALLIANZE RELATY GROUP
Short Sale & Foreclosure Specialist.
(954) 793-7489 Direct
(954) 227-7441 Office
mrealty08@gmail.com
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0 votes 2 answers Share Flag
Fri Dec 27, 2013
David Cirinna answered:
Hi Joshua
The best way to answer your question would be a on the phone. There are certain areas with Chinese drywall and schools, there is a few to choose from. My area is Homestead so I can assist you. Please feel free to call me so I can better assist you.

David Cirinna
Broker Assoc
786-390-6324
Dcirinna@resf.com
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0 votes 1 answer Share Flag
Thu Dec 12, 2013
David Cirinna answered:
Benjamin
I see that your interested in a 4 bedroom home. For me to better assist you I would need to know your price point.

Please feel free to contact me with any questions you.

I look forward in hearing from you.

David Cirinna
Broker Associate
RESF
786-390-6324
Dcirinna@resf.com
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0 votes 4 answers Share Flag
Fri Nov 8, 2013
Nelson Leon answered:
Everything is possible in this market. We have to have work with a couple of things in your particular case.

Just feel free to contact me at 786 999 2795 in order to help you with it.


Nelson Leon
Cell 786 999 2795
Easyhome Realty Inc.
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0 votes 4 answers Share Flag
Thu Nov 7, 2013
Carlos Escamilla answered:
Gustavo,

all areas are good for investment but everything depends on your budget and the return you expect for the investment.
There is places where you don't received a return because the price is too high there is other places where return is high but market value is low and there is other places where the return is 6% to 8% and the market value is stable.


Give me a call for more confidential question and this way I may be able to help you with your investments.

Thank you,

Carlos Escamilla CDPE
Certified Distressed Property Expert
carlos04667@gmail.com
(305) 300-8814
Realtor
Realty World Executive Homes
12498 SW 127th Ave
Miami, FL 33186, United States
Always view our latest info Website.
www.soldbuyrent.com
www.miamirealestatehomenow.com
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0 votes 3 answers Share Flag
Sun Sep 29, 2013
Ann Ryan answered:
Here are the eligibility requirements.

Borrower Eligibility
(Ask a HAP approved lender for complete requirements & details)

1.Must reside in Miami-Dade County (at time of application w/ approved lender);
2.Be a First-time homebuyer or have not owned a home in the previous three years;
3.Have annual household income not exceeding 140% of county median income, adjusted for family size.
4.Must contribute at least 1% of sales price (income 100% or less of adjusted median) or 3% of sales price (income 100.01-140% of adjusted median) from your own funds.
5.Must get approved financing thru a HAP approved loan officer & lending institution.

Ann Ryan
Keyes Real Estate
786-332-7042
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