It can range greatly depending on who pays for the owners title policy. depending on the customary practice in your area, title insurance is broken up by owners policy and lenders coverage. In Colorado where I practice, the owner coverage is paid for by the seller. If it's the same in your area, I would guess your title charges would be around $600. I would consult with a title company and ask them how much they would charge you as a buyer for a cash deal. Chicago title is a national title insurance company and I gave you a link below. Other than title charges, you have your home inspection and appraisal ( not necessary if you're buying with cash , but you better be sure you're right on the value!) You wouldn't have an escrow account since you don't have a mortgage. You would also get a credit for taxes from Jan 1st to the close date. this is a credit for taxes which the seller is responsible for in this calandar year and haven't been paid for yet, but will be your responsiblity when the tax bill comes. hope this helps!