Vince, Home Seller in Brooklyn Heights, Br...

does the title company produce a property survey for the buyer at closing?

Asked by Vince, Brooklyn Heights, Brooklyn, NY Wed Apr 20, 2011

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Damion Flynn, Agent, Saucier, MS
Wed Apr 20, 2011
Different states have different laws and different ways of doing things. That being said, most title companies will not order anything on behalf of a buyer or seller because of potential liability. If the title company ordered the survey on your behalf and something was wrong, they could potentially be held liable for that.

In our area, surveys are not a "customary" part of the transaction except for on vacant land that is not in a "lot & block" subdivision (rural, irregular shape, etc). That being said, some buyers do choose to have one and it is considered a negotiable part of the agreement to purchase.
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Suzanne MacD…, Agent, Morristown, NJ
Wed Apr 20, 2011
In my experience the buyer has to have a survey done. if the current owner has a survey that is, I think, less than 10 years old you may be able to have it 're-certified' rather than start from scratch, however, at a significant savings.
1 vote
Karen Chewni…, Agent, Ocean Springs, MS
Mon Nov 4, 2013
Typically surveys are not required for lenders in our market. If the seller has a survey available it would be listed in the sellers disclosure that is available. Your buyers agent can make the purchase contingent on the buyer receiving a copy of the survey if seller states one is available. If buyer feels one is necessary they can also request the seller provide one. They would have to have this contingency written in the contract as well before signed by buyer and seller.
0 votes
J. Carraway, , Hurley, MS
Mon Oct 28, 2013
When we purchased our property a survey was a requirement of our lender. We paid the costs- not the seller.
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Joann L. Pro…, Agent, Centreville, VA
Wed Apr 20, 2011
If a survey is done, it would be at the request of your lender. Many lenders today are not requesting a survey as part of your financing - it saves you about $300-$350 in closing costs. But, it might be in your best interest to have one done regardless of whether or not it is required. The title company will order it and you pay for the survey at closing. Sometimes, you can obtain a survey from the previous owner and unless they did something to the exterior i.e. built a shed, put up a fence, etc. that survey may surfice for the purposes of showing you your lot boundaries.
0 votes
Anna M Brocco, Agent, Williston Park, NY
Wed Apr 20, 2011
A survey is separate, therefore if needed to consider hiring a surveyor--also consult with your attorney...
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