There has been a lot of good input on this. I have been showing new homes in the last few days, and we saw all kinds of appliances, but certainly a lot of stainless. This is what I found to be the case. Depending upon the colors used in there, the stainless could be stunning and very impressive. If the room is dark or if there is more subtle lighting such as recessed or indirect lights or no windows, and if there are dark cabinets or even beige or darker colors on the walls, the bisque or white appliances really made everything stand out and brightened up the room. If there were lighter colors or if it was bright and cheerful, the stainless was nice. If the kitchen has more gourmet-style features, such as Chef Sink, stainless fixtures or sink, and very stylish cabinetry, then the stainless will be a major plus. Stainless can be very appealing with marble, depending upon what color it is. I think the features offered in appliances are more important most times than the finishes. A quiet , insulated energy-efficient white dishwasher with more features would be preferable to a stainless low end one. If your refrigerator and stove are older and don't offer some of the more modern features, such as ice and water, or smooth cooktop, you might even consider replacing the existing ones with lesser expensive white ones that do have those features. You will pay far more for the stainless, and in many cases you won't recover your investment. In a Buyer's market, I don't feel offering an allowance will mean much to Buyers. If they see appealing appliances in a competing home, chances are they won't care about the allowance in yours.