Who will order appraisal for VA loan? and who will pay for that?

Asked by Lakisha, San Jose, CA Wed Aug 21, 2013

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Terri Vellios, Agent, Campbell, CA
Wed Aug 21, 2013
Your lender orders and the Buyer pays for it before the appraiser goes to the property.
Web Reference:  http://www.terrivellios.com
0 votes
JR Thrasher, Agent, San Diego, CA
Wed Aug 21, 2013
Lender orders the appraisal, buyer pays for it. Sometimes the buyer does not have to pay for the appraisal up front and it gets covered as part of your closing costs.

J.R. Thrasher
0 votes
Juliana Lee, Agent, Palo Alto, CA
Wed Aug 21, 2013
Especially since the economic melt down and so many homes going into foreclosure, lenders are required to take many steps to be certain that the value of the property is accurately appraised without influence from either real estate agents or loan agents which could result in an inaccurate appraisal.

The lender orders the appraisal but the buyer pays for it.

San Jose just sold information http://julianalee.com/san-jose/san-jose-home-sales.htm
San Jose home values http://julianalee.com/san-jose/san-jose-statistics.htm

Juliana Lee
Top 2 agent nationwide at Keller Williams Realty, the nations largest
Cell 650.857.1000

Over 20 years experience
Over 1,000 homes sold in Santa Clara County and San Mateo County
Web Reference:  http://julianalee.com
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John Juarez, Agent, Fremont, CA
Wed Aug 21, 2013
I cannot think of a instance wherein the buyer's lander does not order the appraisal which is paid for by the buyer.
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Amir Shahkar…, Agent, Cupertino, CA
Wed Aug 21, 2013
Usually the buyer's loan officer orders it and the buyer pays for it.
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Cindy Davis, Agent, San Diego, CA
Wed Aug 21, 2013
Typically, the buyer's lender orders the appraisal and the buyer pays for it.

Good luck.
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, ,
Wed Aug 21, 2013
Lakisha: Your lender will request the appraisal from the VA appraiser. This will be requested through the VA Portal website.
The VA borrower is allowed to pay for the appraisal and will responsible for payment unless otherwise agreed upon between you and lender or you and seller.
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charles butt…, Agent, san jose, CA
Wed Aug 21, 2013
Thank you Lakisha for your question/;

As Allison pointed out, the lender must order the appraisal. No other person can order the appraisal.

If another person orders the appraisal, the lender cannot accept that appraisal. That is a government requirement. The lender cannot make an exception to that requirement.

You as the buyer are required to pay for the appraisal.

Thank you,
Charles Butterfield MBA
Real Estate Broker/REALTOR
Owner/Broker: The Butterfield Real Estate Firm
Cell Phone: (408)509-6218
Email Address: charlesbutterfieldbkr@yahoo.com
0 votes
Norman Aless…, Agent, San Jose, CA
Wed Aug 21, 2013
Hi Lakisha,
Your lender you chose will order the appraisal and you will pay for it.
If you have any other questions feel free to contact me.
At your service,
Certified Distressed Property Expert
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