Thank you Lakisha for your question/;
As Allison pointed out, the lender must order the appraisal. No other person can order the appraisal.
If another person orders the appraisal, the lender cannot accept that appraisal. That is a government requirement. The lender cannot make an exception to that requirement.
You as the buyer are required to pay for the appraisal.
Charles Butterfield MBA
Real Estate Broker/REALTOR
Owner/Broker: The Butterfield Real Estate Firm
Cell Phone: (408)509-6218
Email Address: firstname.lastname@example.org