First, it isnâ€™t your appraisal. Past that, do not waste your time unless you can provide proof the appraisal is wrong, in other words furnish a couple of comparable sales that justify the dispute. I have had builders and Realtors furnish me comps with lower sale prices than what the disputed appraisal used while asking for a higher value. Go figure???
Ask your realtor to provide at least 3 comps in the same neighborhood where your home is located that have sold and closed in the last 3 to 6 months. It only takes one comp to raise the question, however the more you have the better your claim. Unless you can provide solid proof the numbers are wrong most appraisers will stand with the original amount. As for loosing the buyer, who knows? They all are skittish these days.