You should ask your loan officer for a good faith estimate. That would be your best option. However you should factor in closing costs, because they are often an expense overlooked.
Your typical closing expenses will include the following;
1.) Attorney fees, surveys, recording fees, title insurance premium
2.) Homeowner's Insurance
3.) Mortgage Fee's (including; application fee, appraisal, PMI, points, miscellaneous,etc.)
4.) Home inspection/other inspection costs
5.) Prepaid tax, Flood Insurance (if applicable), etc.,
I hope this answered your question! If you have any further questions, please feel free to contact me by the ways below.
Wishing you all the best,
De Vonte Williamson , LSA
Proudly Serving Long Island
Coldwell Banker Residential
"I Stand Behind Getting You Results!