I just wanted to let you know that the house did pass the housing bill today, which included the ban on seller contribution towards down payment. That means that organizations like AmeriDream and Nehemiah will be no more. Gifts from family members, pure non profit organizations and municipality bonds will still be available. There is still a small window to work with if you do need to use AmeriDream or Nehemiah, these programs will be in effect until September 30th 2008. Which means you need to close escrow prior to that date.
So in other words, if you need these programs to purchase a home, you need to act fast. If you have any questions about this, please don't hesitate to ask. Have a great day.