There is no "Standard Short Sale". Every file is different. When they refer to a government short sale, they may be referring to the investor on the file, whether it is Fannie Mae or Freddie Mac. There are some guidelines on those files. Although, even with those guidelines, every file is different. You really would be best off to hire a professional to negotiate for you to get the file closed.
We are a professional short sale service and would be happy to explain the process to you. We have been closing short sales since 2007. Our services are FREE to homeowners. We look forward to hearing from you.
Eli Givoni, Director
Short Sale Department, LLC
Serving all 50 states
MARS Disclosure for General Commercial Communications
Short Sale Department, LLC is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit.