Asked by Lisal0102, Odenton, MD • Sun Apr 11, 2010
We want to sell it but we are pretty sure we don't have enough equity to cover paying a commission to a realtor. We are considering looking into doing a short sale. My husband and I were both laid off, me in Dec 2008 and him in May 2009. I just went back to work in Dec 2009 and he is still laid off. We have never been late on our mortgage and I won't consider walking away or forclosure. We have an FHA mortgage which is serviced by Bank of America. I have read that an experienced realtor can negotiate that our loan be reported as PAID IN FULL to the credit bureaus so that our credit will not be as damaged.
Please let me know if you are experienced with this and provide contact info so that I can contact you.
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