If a home is purchased with cash in Texas, what fees (title, etc) are to be expected?

Asked by Preston, 78232 Sun Jul 22, 2012

Help the community by answering this question:

+ web reference
Web reference:


Marty Shields, Agent, San Antonio, TX
Mon Mar 17, 2014
My friend Delia Araujo @ PresidioTitle can give you a good estimate of your costs.



Marty Shields
Real Living / Best Homes
0 votes
Darrell D. D…, Agent, Schertz, TX
Mon Jul 23, 2012
To add to my colleague, as a seller, most fees will be the similiar to a conventional transaction. As a buyer, you obviously will not have a loan origination fee, escrowed reserves for taxes, escrowed reserves for homeowners insurance, lender underwriting fees, etc.
0 votes
Gregory Touc…, Agent, San Antonio, TX
Sun Jul 22, 2012
It depends if you are talking about the buyer or sellers side of the closing statement. Normally, there is the settlement fee for the title company's services, Owner Title policy and Government Filing fees, electronic filing fees and other miscellaneous things that could apply whether both parties are in the same town or if things have to be shipped to another town and involve a notary. All these previous items are usually found on the statement.

Other items could be involved depending on the situation of the sale. If the property did not have a survey, the person paying that fee is determined in the contract. If there is a resale certificate necessary for a Home Owners Association that will also be determined by the contract. if any repairs are required after the inspection, that is determined by an addendum to the contract.

So in all, paying cash does simplify things but there are still some basics that are always there. The rest is unique to each property and what is agreed upon up front.
0 votes
Search Advice
Ask our community a question

Email me when…

Learn more