You have very quickly come to identfy a common charactistic of those buyers who are not working with a real professional. They can not qualify for a mortgage....or are cash buyers who have no money. The latter group wears many suits.
Is there another way?
There are nearly 20 ways to sell a home and 15 or more ways to finance a purchase. Which way is most beneficial to you requires uderstanding your situation and/or reasons.
Too often a home seller encounters real estate sales folk who have only one way to sell a home. These sales people see every seller as a nail and the seller is destined to be hammered. You need to contact a multi-dimensional real estate professional and discuss your situation. There are many solutions available...none of which I am willing to detail here.
I will advise, youi can not know what's available until you have that consultation. You most certainaly will not get an actionable list from strangers on the internet.
If you are serious, pick up the phone and call a real estate professional in Lansing Mi who responds to your question and provides you a telephone number.
Under no circumstances should you sign anything until a professional or attorney has reviewed the agreement and detailed the risks and what is being cloaked.
Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL