Your situation may be some what complex. It would be necessary to know when you purchased the property, what type of financing you received when you bought it, because there may be several factors that affect the loan and your ability to sell, beside the market itself. A good thing to do would be to consult a Realtor, and then determine how you want to proceed. If you like, you can contact me and I'll do what ever I can to help you out.
Michael Bellaire, Broker, ABR