Hi Jan. The time to sell your house is when you need to. If you are serious about selling it, you have got to get the price right. You can go to kgis.org and see what other homes in your neighborhood have sold for, or I can pull up a Comparative Market Analysis(CMA) for you if you would like some help. If you decide to go FSBO, be ready to offer a commission to a Buyer's Agent, because most folks who are REALLY serious about buying a home are working with a professional. If you are in a position where you may owe more than you could get from selling it, you can talk with your lender about the possibility of a short sale, which is where the bank is willing to take less than what is owed to avoid foreclosure proceedings. If that is the case, you can also look into renting the house out, as long as you do not have an FHA loan on it. Good luck, I hope this helps, and you can contact me if you have any other questions, 806-5559.