I have a home in the excelsior area. I made some improvemets and I love it. But I need a house with at least

Asked by Linette, San Francisco, CA Tue Apr 21, 2009

one bedroom inlaw or a two units. I gave 200k downpayment and I may sell the house at a loss as long I can have the downpayment for my new house. Can I have someone to help me with the selling, the finding an the buying all at the same time?

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Ebguy, , California
Wed Apr 22, 2009
My only piece of advice is to move quickly. There are over 2 homes in some state of foreclosure for every 1 currently for sale in the Excelsior neighborhood (according to Trulia). That's a lot of "pent up supply" which will be flooding the market and driving prices down.
PS - As a taxpayer, thank you for for your large downpayment (the FDIC can't take many more banks going into receivership.)
1 vote
David Tapper, Agent, Burlingame, CA
Wed Apr 22, 2009
Hello Linette, before you do anything I would suggest you talk with a mortgage banker to go over your options and see if you still qualify for a loan. Whatever you do, work your numbers from a worse case scenario, not the best.

Then I would interview 2-3 agents and see who has the best marketing plan to get you the highest and best price. Not the agent who "promises" to get you the highest price without having a clear plan on how they plan to acheive this.

Whoever you choose should have the ability to make this a smooth transaction. If you would like me and my team to evaluate your home, it's our pleasure with no obligations at all.


Dave Tap Tapper
Cashin Company
Web Reference:  http://www.TeamTapper.com
1 vote
Shaban Shako…, Agent, San Francisco, CA
Wed Apr 22, 2009
Hi Linette,

I agree you should talk with a mortgage broker to decide what you can afford. I recommend you call Serena Greening at 415-694-5556. She will do the math for you and give you some great loan options.

I can help you determine a value for your home and consider that properties are good buys for you. My experience in pricing properties, structuring creative transactions and negotiating them could be very helpful to you.

Shaban Shakoori
TRI Coldwell Banker, SF's #1 Office
Web Reference:  http://www.residentialsf.com
0 votes
Danielle Laz…, Agent, San Francisco, CA
Wed Apr 22, 2009
Hi Linette,

Yes, any good Realtor can (and should) be able to help you with both the selling and the buying. It's a complicated balancing act of timing and organization so you want someone who can map out the best strategy for you.

Earlier this year, I helped clients sell their home in Portola so they could buy a bigger home in Bernal Heights. Actually, they found me on Trulia! :)

Depending on your individual situation, it could be a smart time to "trade-up" b/c even if your current home has lost value, you may save even more on the next property.

With proper presentation and pricing, homes in the Excelsior are selling.

See the link below to the Q & A from the home sellers in Portola. There is a lot of info on the balancing act of buying and selling these days.

Please check out my online client reviews at http://www.yelp.com/biz/danielle-lazier---zephyr-real-estate… and give me a call so we can discuss what you're trying to achieve and see if we'd be the right fit to work together. No pressure.

Warm regards,
Danielle Lazier, San Francisco Realtor
Zephyr Real Estate
415.731.5000 x158
danielle (at) zephyrsf.com
0 votes
Mary Macpher…, Agent, San Francisco, CA
Wed Apr 22, 2009
Hi Linette,
The Excelsior is a tricky market right now, and there are definite strategies that can be employed when selling a home there. I have a listing in the Excelsior that closes this week (please visit http://www.330vienna.com, and you might take a peek at my marketing of http://www.930vienna.com) amidst many competing homes (including short sales and foreclosures). Marketing and pricing are key when listing your home to get you the highest price possible.
In terms of helping you with your next step - buying a home with an additional unit or in-law - I am very familiar with properties that might suit your needs. It's best to find an agent who will work to look at every possibility for you, negotiate to get you the lowest price and terms, and guarantee a smooth escrow process.
Please feel free to call me anytime for a free market analysis of your home, and look at possibilities for your future home.
Best regards,
Mary Macpherson
Paragon Real Estate Group
e-mail: mmacpherson@paragon-re.com
Web Reference:  http://www.paragon-re.com
0 votes
Cheryl Bower, Agent, San Francisco, CA
Wed Apr 22, 2009
Hi Linette,

Have you evaluated building up, down or out on your home to get the extra space that you're looking for? Sometimes a home expansion can end up being less expensive then selling one home & buying a larger home.

With our soft economy I’m hearing that contractors are really cutting bids since jobs have dried up making remodels less expensive. Cost of building products have also gone down.

I have a client in the exact situation who also owns a home in the Excelsior. We’re in the process of evaluating his options.

I’m happy to help as are the other Realtors on Trulia.

Best wishes,

Cheryl Bower, Realtor , GRI, ABR
Zephyr Real Estate
215 West Portal Avenue

Cell 415.999.3450


Blog: S.F. Bungalow
Web Reference:  http://www.sfbungalow.com/
0 votes
The Binnings…, , San Francisco, CA
Wed Apr 22, 2009
Hi Linette,

It is very possible that by working with a clever agent, you will be able to sell your place and find a new one without losing any money at all. You may even make money. Excelsior is one of the few sellers' markets in the entire City right now. This area is getting a lot of attention lately, both in the press and in the statistics I look at regularly.

My wife and I work together as a team and help people like you all the time. You may contact us or check out our website to see what we're all about at:


Best of luck, and like another agent said, we recommend speaking with a few agents before selecting "the one".

0 votes
Rob Regan &…, Agent, San Francisco, CA
Wed Apr 22, 2009
Hi Linette,

All of the Realtors here can help. Buying and Selling at the same time is pretty common. Please do interview at least 3 Agents to make sure you find the right person for you. Or in my case, I work with a full time partner - you can see the description of our team by clicking on my profile link. Getting two helping hands for two transactions has a lot of advantages for you.

But again, be sure to call a few of us, have us come over for an interview, and I guarantee you will be educated, confident, and ready to hire someone after you've completed your interviews.

We're reachable at 415-366-8218
Web Reference:  http://www.SFisHOME.com
0 votes
Luba Muziche…, Agent, San Francisco, CA
Wed Apr 22, 2009
Hi Linette,

It's absolutely possible to work with one agent to help you sell your home and to buy a new one. I just helped a client do exactly the same thing. We closed escrow on the condo I helped my client sell in the Mission on the 10th of April and then helped them purchase a single family home that closed escrow on the 17th of April. In between, my clients were able to obtain a rent-back from the buyer of my clients' condo so that they had a place to stay in between.

Things don't always work out this conveniently when trying to coordinate buying and selling at the same time. However, with a good agent on your side, your odds of a smooth transaction increase tenfold!

You should speak with a few different agents to find one that is competent AND someone that you also "click" with. You will spend a lot of time with your agent with both the sale of your home and the purchase of a new one, and there's no reason that the time you spend shouldn't be enjoyable. :-)

I'd be happy to schedule a consultation with you to see if we'd work well together to achieve your real estate goals! Just give me a holler if you'd like to get together to see if we "click." :-)

Best regards,

Luba Muzichenko
Zephyr Real Estate
415-307-1392 (cell)
415-277-3894 (e-fax)

Visit my San Francisco Real Estate Blog at http://www.lubasf.com/blog.

Sign up for The City Updateâ„¢ - San Francisco's Friendliest Real Estate Newsletter at http://www.thecityupdate.com.
Web Reference:  http://www.lubasf.com/blog
0 votes
James Testa, Agent, San Francisco, CA
Tue Apr 21, 2009
Hi Linetta,

I am happy to help you! I have a client who is looking for a home in the Excelsior and this may be a great match. Please feel free to contact me at your earliest convenience.

Warm regards,

James Testa, MBA

Paragon Real Estate Group
0 votes
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