All valid points below. As Realtors, in this environment, we ourselves must be very careful who we show homes to. We are warned by CAR, CT Association of Realtors, our local Boards, police and our office managers to screen potential buyers we have never met or spoken to at length on the phone. It is essential you ask many questions. I won't get into the list right now, but they are common sense questions. For example, if a saleman called you cold, unsolicited, and said he would like to come by and discuss whatever they were selling, would you just accept their word as to who they were or represented. No, you would call the company they represented to make sure they were who they said they were. If you went to a dating site and found that match, would you meet somewhere that wasn't public for the first time. No, these dating sites urge meeting in a public place first. Your home is not a public place.
We are warned to meet a "cold" perspective client at our office first, with witnesses around. This is not paranoia, it's being safe. Please make sure if you are going to show your home you are not home alone. And ask any questions you like. It is also recommended when we Realtors meet someone cold for ID. If they are insulted by your questions, then they are not serious. Better to be safe than sorry. We have had enough Realtors harmed themselves. Be safe rather than regret.
Part of the screening process is finding out as much as we can about the "customer." They are not a client until they have signed a Representation contract. We do not serve the buyer well when we are not prepared to look out for their best interests.
It's perfectly fine to ask if they have had the chance to speak with a mortgage expert. I never look at it as protecting my time. I look at it as making sure the buyer is equipped with the information he needs to understand what they can afford and the process. It saves them from disappontment when they find out they have to go down a notch or credit needs to be fixed, etc
For brevity sake, you also have to fill out a Property Disclosure form, published by the Consumer Protection Agency, even tho you are a FSBO. Without it, you will be charged a fee, $300.00? at closing.
I do not cover the Rocky Hill area, but would be more than happy to answer any questions you may have about the process of selling. It's called "Pay it Forward."
Wish you luck, to be prudent, wise and safe.
Keller Williams Platinum Properties
CT Licensed Realtor