I would use an attorney. Title companies are for the most part prohibited from doing this type of business in MA, as it is either practicing law, or being a realtor/broker without a license.
The seller is responsible for preparing the P & S , so you would need an attorney to do that. An attorney should be the same cost as a title company, so cost should not be a factor in your decision.
I recommend Phenix Title for you title work and closing. Their Massachusetts office is located in Burlington, and a real estate attorney can check over all paperwork for you. Compare costs and services. As an agent licensed in both Mass and New Hampshire, I can tell you that title companies routinely take care of 98% of all the closings in New Hampshire. The Buyer's bank may also be able to offer services but keep in mind that they work for the BANK and not for the Buyer and certainly not for you, the Seller.
I'm sorry to hear that you feel you don't have the option of paying a commission. If you decide that you'd at least like to explore that option, please feel free to get in touch, maybe I can help. I wish you all the best, in any case...
Valerie Cloutier, REALTORÂ®, e-ProÂ®
Accredited Buyer Representative (ABRÂ®)
~ NH & MA Real Estate Services ~
Innovative Realty * Londonderry, NH
800-746-8448 x424 Toll Free
I am curious, when you say that you don't have the option of paying a Realtor, does that mean that you are intentionally selling your property for under market value?
You should know that in most cases owners selling without professional representation will average about 16% LESS than homes sold by Realtors. I encourage you to interview three Realtors, then analyze your options carefully. It would be a shame to have you sell for less than your home is worth.