Not really ... if anything, rising interest rates may cause buyers to purchase sooner rather than later.
As for the others, those don't often factor into someone's desire and/or need to purchase a home. I was closing homes back in 2008 as the financial system ground to a halt because people needed homes and their loans were solid.
National Association of Realtors say sales are down 1.6% in August. Interest rates are surely putting a crimp in buyers budget and causing them to re-think strategy. Many either have to settle for lower priced homes, hope sellers will do price reduction or just sit it out. Not a good time for the real estate market now.
It could be, but there are also a lot of other things that could be transpiring in your area that makes buyers want to wait. No one has an exact answer as to why buyers don't want to buy at a particular time.