Streamlined refinances is no different than any other refinance other than the fact that it may waive the need for appraisals, or some income documents, or credit reports, etc. If a streamline refinance is available, it usually is the best option because you can usually get the refinance done quicker and with slightly less expenses.
Consider meeting face-to-face with a Loan Officer who can evaluate your situation and advice you of your options. I'm always available if you're looking for a reliable Loan Officer. Good luck!
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Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797