HOA's- beneficial or a nuisance?

Asked by Trulia San Diego, San Diego, CA Tue Nov 6, 2012

With monthly fees and restrictions that are imposed, do the benefits outweigh the drawbacks?

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Chase Pacific…, Agent, San Diego, CA
Tue Nov 6, 2012
The answer to that question varies with each development. In many communities, HOAs and their many restrictios and fees are a necessary evil. Without the restrictions, some homeowners would allow their properties to become unsightly, thereby bringing down the values of all other homes.

The amount of the fees usually depends on the extent of common areas to be maintained by the HOA.
0 votes
Cindy Davis, Agent, San Diego, CA
Tue Nov 6, 2012
It honestly depends on who's asking. I've met loads of buyers over the years who insist they don't want any hoa fee. They tend to see it as a cost rather than a trade off for other fees.

HOA's pay for exterior maintenance, landscaping, insurance, trash, sewer, and in some cases, water, roof maintenance, plumbing, and so on. If you want a low maintenance lifestyle where others are maintaining your property and its surrounding area, then having an hoa is a great thing.

If you are a do-it-your-selfer, and enjoy doing everything yourself, then an HOA community is not for you. You handle all maintenance, insurance, sewage, trash, insurance, etc yourself.

One way or another, there are certain things you are going to pay for - the question is whether you pay it through the HOA or whether you pay it separately to your own gardener, insurance carrier, etc. It's really more about the lifestyle you want and how involved you want to be with everyday home maintenance issues.
1 vote
Jonathan and…, Agent, San Diego, CA
Tue Nov 6, 2012
This is the million dollar question!

I wrote a honest, unbiased blog entitled "HOA: Totalitarian Oppressor or Protector of All That is Good? (The Pros and Cons)". You can find it on my website at http://www.mackrealestate.com!

Theresa Mack
Coldwell Banker
(858) 230-4850
0 votes
Marcie Sands, Agent, Poway, CA
Tue Nov 6, 2012
That question is always going to be a "depends" question... "the beauty is in the eye of the beholder". Many prefer the upkeep of the neighborhoods and surrounding area which helps keep property values up. Others prefer to have less restrictions and living with more freedom related to their property ownership. There are also communities that have very restrictive HOA's and those that are more moderate.

Kind Regards,

Marcie Sands, REALTOR
Simply The Best Real Estate Co., Inc.
0 votes
Lea Mauger, Agent, San Diego, CA
Tue Nov 6, 2012
Depends on how you look at it - if you prefer a neighborhood that has consistency in the look and feel, similar or complimentary colors to the exterior of the homes, less cars on the streets and in the driveways creating more curb appeal, if you prefer not to see an RV or a Boat in the driveway and you like your roads repaved as needed then they are a benefit. For those very same reasons they can be a nuisance. If you are likely to want to paint your house Blue or park your boat out front you might consider a neighborhood without an HOA.
0 votes
Bill Hays, Agent, Cardiff, AL
Tue Nov 6, 2012
Both....it depends on what side of the CCRs you fall on.
0 votes
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