I understand you listed the home in June, but more importantly, when was the last mtg payment made? Once a "notice of default" has been recorded at the recorders office, Nevada law provides a 3 month waiting period. It is important to note, that more often than not, this process gets delayed and takes longer than 3 months.
Here's how that breaks down: Day 1-35 is called the "reinstatement period" You can pay up, stop the foreclosure and the lender must continue with the terms of the loan if the status has been brought to current.
Day 36 thru the end of the 3rd month is called the "redemption period" At this point the only way to keep the home is to pay off the loan in full including fees and penalties.
The final 21 days known as the "publication period" This is where the "notice of trustee sale" becomes public. About 10 days prior to the end of the 3rd month, publicly advertising the foreclosure sale date starts to take place until the set sale date arrives, which is the step of the process that you are currently in.
A couple of things that you should know:
First, you CAN postpone this date. Typically this has a very high success rate if you already have an offer in place. An offer that has backed out does not count. Have you received another offer? If you do have another offer, call the bank immediately and inform them. If they are being uncooperative, you can also call the trustee requesting the sale. Their info will be on the certified letter that was sent to you initially or the notice that was taped to your door, or by going on the CCNV website and looking up your property records.
Second, this is also another scenario that has been occurring as well. The property will go to trustee sale, nobody will buy it, the property will go back to the bank, and the bank will REJECT it. If that happens, you will still be able to remain in the home and try to get it sold before they start the process all over again. Why would the bank reject the property? One reason why, is they may not want the loss on their books for that quarter.
In conclusion, why is your house up for trustee sale and the neighbor isn't? The answers are in a form of questions...How long have you been delinquent vs. your neighbor? Does your neighbor have a current offer on their home? Is the bank stalling the foreclosure to keep it off their books for now? Did the neighbor initially try for a HAMP and then enrolled in HAFA? As Dori said, "It's case by case." Every situation is different.
Best of luck.