What should I expect to pay monthly for homeowners insurance for a $200k house in Boca Raton, FL?

Asked by Julie, Boca Raton, FL Wed Jun 10, 2009

The house is in the Chatham hills subdivision just west of Federal highway?

Help the community by answering this question:

+ web reference
Web reference:


Teamonestan, Home Buyer, Boca Raton, FL
Thu Sep 24, 2015
I have the same question...you wouldn't think it would be that hard for one of these insurance sales people to give a simple ballpark estimate....always wanting you to call them....come on... simple non biding estimate for conversation purpose....geeeeez
0 votes
Melissa Ante…, , Boca Raton, FL
Wed Jun 10, 2009
Hi Julie,
To get specific it will depend on where the property is in Boca, if it is East or West of 95 and East or West of Federal. If you are east you will be looking at Flood, Hazard and Wind Insurance. If you have any other questions please feel free to give me a call and I can walk you through the steps.

Melissa Antenucci
Ameritrust Mortgage Associates
0 votes
Bill Eckler, Agent, Venice, FL
Wed Jun 10, 2009
Hi Julie,

Thank you for your question. Many people are concerned about insurance prices and feel they are in the dark. The state of florida has established a website to counter this problem that provides factual information and rates for all areas.

Consider viewing this website. Enter in your specific area information and you will be provided with general rates for most local companies.


We hope you find this helpful

The Eckler Team
0 votes
Scott Miller, Agent, Boca Raton, FL
Wed Jun 10, 2009
Hi Julie,

Your price for insurance depends more on the construction of the home than anything else. The insurance company has software to look up any home/address and give you a quote based on their information about the home. Call this company I'm listing below and they will give you a free, no-obligation quote. I just used them a little over a month ago on a sale of mine and they were considerably less than the other quotes I receieved:

Sheri Nehls
Bradley & Parker of Florida
14201 W Sunrise Blvd # 104
Sunrise, Florida 33323
email: sheri@bradleyparkerins.com
Ph (954)846-0002 Fx(954)846-0006

Feel free to contact me with any other questions you may have.


Scott Miller, Realtor®
Estate Specialist
Commercial RE
Business Broker
Realty Associates
561-716-4060 direct
561-451-9377 fax
0 votes
Blaine Rabe, Agent, Jacksonville, FL
Wed Jun 10, 2009
Good Day,

It is very hard to tell here in Florida. Depending on the geography, you might be required to have flood insurance. Or you may want flood insurance. This insurance may run a few hundred to over a thousand a year.

Regular Hazard insurance (fire insurance is the old name) will be about $500. Check out a local insurance agent for the details.

Blaine Rabe

0 votes
Search Advice
Ask our community a question
Home Insurance in Boca Raton Zip Codes

Email me when…

Learn more